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home improvement loan lenders · HMDA 2023–2025

Home improvement loan lenders in Fulton County, Georgia

Fat Boy Data analyzed home improvement loan activity in Fulton County, Georgia to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 10,741 applications were decided by 197 lenders between 2023 and 2025.

Fulton County at a glance

197Active lenders45 with 20+ decisions
55.5%Market approval rate5,956 of 10,741 decided
$105KTypical loanmedian lender, $10K brackets
93%Borrower take-up5,523 loans funded

How Fulton County compares

Approval rate compared
Fulton County55.5%Georgia55.5%All 616 counties62.7%
Typical loan compared
Fulton County$105KGeorgia$85KAll 616 counties$75K

What the data shows

Bank of America, National Association made the most home improvement loans in Fulton County, GA, 660 of them.

Southern First Bank approved the highest share of applications among lenders with at least 20 decisions here, 96% of 26.

The typical home improvement loan here is $105K, 24% larger than the Georgia typical of $85K.

No lender with a meaningful sample here has a typical home improvement loan at or below $35K, so small jobs are poorly served by the banks in this market.

Approval rate of all 45 lenders with 20+ decisions here
0%25%50%75%100%Discover Bank: 28% approved of 417Wells Fargo Bank, National Association: 30% approved of 27Spring Eq, LLC: 36% approved of 282Alliant Credit Union: 37% approved of 76Bank of America, National Association: 42% approved of 1,601Bank OZK: 43% approved of 67Truist Bank: 46% approved of 1,065Regions Bank: 47% approved of 399U.S. Bank National Association: 49% approved of 187Fourleaf: 50% approved of 117Loandepot.Com, LLC: 52% approved of 25New American Funding, LLC: 55% approved of 55Robins Financial: 55% approved of 22Pentagon Federal Credit Union: 55% approved of 161Navy Federal Credit Union: 56% approved of 809Delta Community Credit Union: 57% approved of 961Fifth Third Bank, National Association: 57% approved of 195PNC Bank, National Association: 58% approved of 358Georgia's Own: 59% approved of 511Ameris Bank: 59% approved of 223United Community Bank: 64% approved of 168Third Federal Savings And Loan Association Of Cleveland: 65% approved of 240Citizens Bank, National Association: 67% approved of 215Figure Lending LLC: 67% approved of 404Rocket Mortgage, LLC: 67% approved of 49Georgia United: 68% approved of 220Wings Financial Credit Union: 68% approved of 28SouthState Bank, National Association: 68% approved of 154Synovus Bank: 71% approved of 222Renasant Bank: 75% approved of 24Pinnacle Bank: 75% approved of 159First-Citizens Bank & Trust Company: 76% approved of 38First Technology: 78% approved of 49First Horizon Bank: 79% approved of 86The Loan Store, Inc.: 81% approved of 48Homebridge Financial Services, Inc.: 81% approved of 54Associated Credit Union: 83% approved of 103Nationstar Mortgage LLC: 83% approved of 52Lge Community Credit Union: 85% approved of 55Capital City Bank: 86% approved of 28Credit Union of Georgia: 86% approved of 79USAlliance Federal Credit Union: 88% approved of 25Lendage, LLC: 90% approved of 29Southern First Bank: 96% approved of 26Coastal Community Bank: 100% approved of 58

Each dot is one lender, placed at its approval rate. Hover for the name and sample size.

Home improvement loan lenders in Fulton County

LenderApprovalApprovedTaken upTypical loanLoans made
1Bank of America, National Association42%680 / 1,60197%$105K660
2Truist Bank46%485 / 1,06591%$165K443
3Delta Community Credit Union57%545 / 96199%$105K542
4Navy Federal Credit Union56%452 / 80996%$75K435
5Georgia's Own59%301 / 51191%$85K273

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals the borrower accepted. Lenders with fewer than 20 decisions are marked as a limited sample and are never used for a “highest approval” claim. How these numbers are built.

Fat Boy found 192 more lenders.

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