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cash-out refinance lenders · HMDA 2023–2025

Cash-out refinance lenders in Fulton County, Georgia

Fat Boy Data analyzed cash-out refinance activity in Fulton County, Georgia to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 12,982 applications were decided by 359 lenders between 2023 and 2025.

Fulton County at a glance

359Active lenders67 with 20+ decisions
59.6%Market approval rate7,731 of 12,982 decided
$195KTypical loanmedian lender, $10K brackets
93%Borrower take-up7,224 loans funded

How Fulton County compares

Approval rate compared
Fulton County59.6%Georgia64.2%All 616 counties68.2%
Typical loan compared
Fulton County$195KGeorgia$195KAll 616 counties$155K

What the data shows

Rocket Mortgage, LLC made the most cash-out refinances in Fulton County, GA, 1,897 of them.

That is 26% of every cash-out refinance originated here, so this market is unusually concentrated in one lender.

BoxCar Mortgage, LLC approved the highest share of applications among lenders with at least 20 decisions here, 98% of 44.

Approval rate of all 60 lenders with 20+ decisions here
0%25%50%75%100%Mortgage Research Center, LLC: 8% approved of 151Amerisave Mortgage Corporation: 20% approved of 884Lakeview Loan Servicing, LLC: 24% approved of 144American Financing Corporation: 27% approved of 845New Day Financial, LLC: 31% approved of 137Carrington Mortgage Services, LLC: 34% approved of 437Spring Eq, LLC: 35% approved of 84Pentagon Federal Credit Union: 36% approved of 39Hometown Equity Mortgage, LLC: 38% approved of 26Newrez LLC: 44% approved of 499New American Funding, LLC: 47% approved of 201Prosperity Home Mortgage, LLC: 47% approved of 32Wells Fargo Bank, National Association: 47% approved of 231Advantagefirst Lending Inc.: 50% approved of 24Village Capital & Investment LLC: 50% approved of 107Center Parc Credit Union: 52% approved of 155Credit Union 1: 52% approved of 50Mutual of Omaha Mortgage, Inc.: 52% approved of 101Lower, LLC: 53% approved of 59USAA Federal Savings Bank: 54% approved of 28Navy Federal Credit Union: 55% approved of 367Loandepot.Com, LLC: 61% approved of 437Freedom Mortgage Corporation: 63% approved of 271Quorum Federal Credit Union: 64% approved of 47The Federal Savings Bank: 64% approved of 78U.S. Bank National Association: 65% approved of 48Guild Mortgage Company LLC: 66% approved of 29Cardinal Financial Company, Limited Partnership: 66% approved of 35Everett Financial, Inc.: 66% approved of 38Better Mortgage Corporation: 67% approved of 36Pennymac Loan Services, LLC: 67% approved of 338Sun West Mortgage Company, Inc.: 67% approved of 43GoodLeap, LLC: 70% approved of 122United Wholesale Mortgage, LLC: 71% approved of 829Nationstar Mortgage LLC: 71% approved of 284Ithink Financial Credit Union: 71% approved of 72Flagstar Bank, National Association: 71% approved of 138Sofi Bank, N.A.tional Association: 71% approved of 49Onity Mortgage Corporation: 72% approved of 57Delta Community Credit Union: 73% approved of 336Regions Bank: 74% approved of 43Truist Bank: 75% approved of 76Bank of America, National Association: 75% approved of 40Fairway Independent Mortgage Corporation: 76% approved of 45Rocket Mortgage, LLC: 76% approved of 2,596JPMorgan Chase Bank, National Association: 76% approved of 139Guaranteed Rate, Inc.: 78% approved of 40Equity Prime Mortgage LLC: 78% approved of 50Angel Oak Mortgage Solutions LLC: 79% approved of 29First Technology: 81% approved of 31Ocmbc, Inc.: 82% approved of 34Planet Home Lending, LLC: 84% approved of 31Top Flite Financial, Inc.: 87% approved of 38Crosscountry Mortgage, LLC: 88% approved of 66Ameris Bank: 88% approved of 100Reliance First Capital, LLC: 93% approved of 61Citadel Servicing Corporation: 96% approved of 25Movement Mortgage, LLC: 96% approved of 26BoxCar Mortgage, LLC: 98% approved of 44Coastal Community Bank: 100% approved of 28

Each dot is one lender, placed at its approval rate. Hover for the name and sample size.

Cash-out refinance lenders in Fulton County

LenderApprovalApprovedTaken upTypical loanLoans made
1Rocket Mortgage, LLC76%1,970 / 2,59696%$175K1,897
2Amerisave Mortgage Corporation20%180 / 88496%$145K172
3American Financing Corporation27%226 / 84576%$195K172
4United Wholesale Mortgage, LLCBroker only71%585 / 82997%$265K569
5Newrez LLC44%221 / 49996%$145K213

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals the borrower accepted. Lenders with fewer than 20 decisions are marked as a limited sample and are never used for a “highest approval” claim. How these numbers are built.

Fat Boy found 354 more lenders.

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