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refinance lenders · HMDA 2023–2025

Refinance lenders in Fulton County, Georgia

Fat Boy Data analyzed mortgage refinance activity in Fulton County, Georgia to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 8,576 applications were decided by 370 lenders between 2023 and 2025.

Fulton County at a glance

370Active lenders70 with 20+ decisions
70.2%Market approval rate6,016 of 8,576 decided
$345KTypical loanmedian lender, $10K brackets
92%Borrower take-up5,523 loans funded

How Fulton County compares

Approval rate compared
Fulton County70.2%Georgia73.4%All 616 counties76.5%
Typical loan compared
Fulton County$345KGeorgia$315KAll 616 counties$295K

What the data shows

Truist Bank made the most mortgage refinances in Fulton County, GA, 364 of them.

Southeast Mortgage of Georgia, Inc. approved the highest share of applications among lenders with at least 20 decisions here, 100% of 40.

Approval rate of all 60 lenders with 20+ decisions here
0%25%50%75%100%American Financing Corporation: 4% approved of 215Amerisave Mortgage Corporation: 11% approved of 38Discover Bank: 32% approved of 228Lakeview Loan Servicing, LLC: 38% approved of 201Navy Federal Credit Union: 39% approved of 56Carrington Mortgage Services, LLC: 44% approved of 45Spring Eq, LLC: 47% approved of 38Mortgage Research Center, LLC: 48% approved of 83Fourleaf: 52% approved of 31Bank OZK: 55% approved of 40Newrez LLC: 57% approved of 136Pentagon Federal Credit Union: 60% approved of 60Truist Bank: 62% approved of 640Alliant Credit Union: 64% approved of 33Georgia's Own: 64% approved of 45Onity Mortgage Corporation: 66% approved of 35Citizens Bank, National Association: 66% approved of 79Regions Bank: 66% approved of 130Bank of America, National Association: 66% approved of 444United Community Bank: 66% approved of 77Fifth Third Bank, National Association: 67% approved of 57Third Federal Savings And Loan Association Of Cleveland: 68% approved of 210PNC Bank, National Association: 69% approved of 302Wells Fargo Bank, National Association: 70% approved of 156SouthState Bank, National Association: 71% approved of 68Rocket Mortgage, LLC: 71% approved of 536Loandepot.Com, LLC: 71% approved of 55Delta Community Credit Union: 71% approved of 59Synovus Bank: 72% approved of 330Mutual of Omaha Mortgage, Inc.: 73% approved of 67New American Funding, LLC: 74% approved of 35Milend, Inc.: 75% approved of 111Finance of America Reverse LLC: 76% approved of 49Flagstar Bank, National Association: 77% approved of 26Fairway Independent Mortgage Corporation: 77% approved of 35First Horizon Bank: 80% approved of 111United Wholesale Mortgage, LLC: 80% approved of 653Renasant Bank: 81% approved of 47Ameris Bank: 82% approved of 159Village Capital & Investment LLC: 82% approved of 132Georgia United: 82% approved of 45Pinnacle Bank: 82% approved of 45Planet Home Lending, LLC: 82% approved of 74Guaranteed Rate, Inc.: 82% approved of 40Crescent Mortgage Company: 83% approved of 24Pennymac Loan Services, LLC: 84% approved of 201First-Citizens Bank & Trust Company: 84% approved of 44Amerihome Mortgage Company, LLC: 84% approved of 58Nationstar Mortgage LLC: 85% approved of 60Provident Funding Associates, L.P.: 86% approved of 28Sage Home Loans Corporation: 90% approved of 30JPMorgan Chase Bank, National Association: 90% approved of 61U.S. Bank National Association: 91% approved of 53Crosscountry Mortgage, LLC: 91% approved of 44Freedom Mortgage Corporation: 93% approved of 307Associated Credit Union: 96% approved of 70BoxCar Mortgage, LLC: 98% approved of 44Southeast Mortgage of Georgia, Inc.: 100% approved of 40Banksouth Mortgage Company, LLC: 100% approved of 36Atlantic Bay Mortgage Group, L.L.C.: 100% approved of 28

Each dot is one lender, placed at its approval rate. Hover for the name and sample size.

Refinance lenders in Fulton County

LenderApprovalApprovedTaken upTypical loanLoans made
1United Wholesale Mortgage, LLCBroker only80%525 / 65396%$435K502
2Truist Bank62%397 / 64092%$255K364
3Rocket Mortgage, LLC71%380 / 53692%$345K349
4Bank of America, National Association66%294 / 44498%$205K287
5Synovus Bank72%239 / 33089%$305K212

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals the borrower accepted. Lenders with fewer than 20 decisions are marked as a limited sample and are never used for a “highest approval” claim. How these numbers are built.

Fat Boy found 365 more lenders.

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You are seeing the 5 largest mortgage refinance lenders in Fulton County. Unlock every lender who decided one of these loans here, what they approved, how much borrowers actually took, and how far the nearest office is.

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