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refinance lenders · HMDA 2023–2025

Refinance lenders in Carroll County, Georgia

Fat Boy Data analyzed mortgage refinance activity in Carroll County, Georgia to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 1,048 applications were decided by 146 lenders between 2023 and 2025.

Carroll County at a glance

146Active lenders16 with 20+ decisions
74.5%Market approval rate781 of 1,048 decided
$255KTypical loanmedian lender, $10K brackets
91%Borrower take-up711 loans funded

How Carroll County compares

Approval rate compared
Carroll County74.5%Georgia73.4%All 616 counties76.5%
Typical loan compared
Carroll County$255KGeorgia$315KAll 616 counties$295K

What the data shows

Rocket Mortgage, LLC made the most mortgage refinances in Carroll County, GA, 49 of them.

Freedom Mortgage Corporation approved the highest share of applications among lenders with at least 20 decisions here, 91% of 66.

The typical mortgage refinance here is $255K, 19% smaller than the Georgia typical of $315K.

Approval rate of all 16 lenders with 20+ decisions here
0%25%50%75%100%American Financing Corporation: 12% approved of 25Mortgage Research Center, LLC: 32% approved of 25Discover Bank: 32% approved of 25Regions Bank: 45% approved of 33Newrez LLC: 54% approved of 24Lakeview Loan Servicing, LLC: 60% approved of 30Rocket Mortgage, LLC: 67% approved of 82United Community Bank: 75% approved of 48Truist Bank: 79% approved of 38Planet Home Lending, LLC: 79% approved of 29Bank OZK: 79% approved of 34Pennymac Loan Services, LLC: 82% approved of 38Synovus Bank: 83% approved of 23United Wholesale Mortgage, LLC: 83% approved of 88Village Capital & Investment LLC: 89% approved of 45Freedom Mortgage Corporation: 91% approved of 66

Each dot is one lender, placed at its approval rate. Hover for the name and sample size.

Refinance lenders in Carroll County

LenderApprovalApprovedTaken upTypical loanLoans made
1United Wholesale Mortgage, LLCBroker only83%73 / 88100%$295K73
2Rocket Mortgage, LLC67%55 / 8289%$235K49
3Freedom Mortgage Corporation91%60 / 6680%$295K48
4United Community Bank75%36 / 48100%$125K36
5Village Capital & Investment LLC89%40 / 4560%$305K24

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals the borrower accepted. Lenders with fewer than 20 decisions are marked as a limited sample and are never used for a “highest approval” claim. How these numbers are built.

Fat Boy found 141 more lenders.

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You are seeing the 5 largest mortgage refinance lenders in Carroll County. Unlock every lender who decided one of these loans here, what they approved, how much borrowers actually took, and how far the nearest office is.

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