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refinance lenders · HMDA 2023–2025

Refinance lenders in Georgia

Fat Boy Data analyzed mortgage refinance activity in Georgia to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 62,864 applications were decided by 663 lenders between 2023 and 2025.

Georgia at a glance

663Active lenders205 with 20+ decisions
73.4%Market approval rate46,111 of 62,864 decided
$315KTypical loanmedian lender, $10K brackets
91%Borrower take-up41,759 loans funded

How Georgia compares

Approval rate compared
Georgia73.4%All 616 counties76.5%
Typical loan compared
Georgia$315KAll 616 counties$295K

What the data shows

Rocket Mortgage, LLC made the most mortgage refinances in Georgia, 3,422 of them.

Lakeview Community Capital, LLC approved the highest share of applications among lenders with at least 20 decisions here, 99% of 169.

Approval rate of all 60 lenders with 20+ decisions here
0%25%50%75%100%American Financing Corporation: 4% approved of 1,413Amerisave Mortgage Corporation: 15% approved of 299Discover Bank: 34% approved of 1,729Carrington Mortgage Services, LLC: 41% approved of 370Spring Eq, LLC: 44% approved of 272Lakeview Loan Servicing, LLC: 45% approved of 1,773Mortgage Research Center, LLC: 47% approved of 1,226Navy Federal Credit Union: 52% approved of 467Georgia's Own: 52% approved of 233Pentagon Federal Credit Union: 57% approved of 414Truist Bank: 60% approved of 3,313Bank of America, National Association: 60% approved of 2,130Bank OZK: 62% approved of 255Fifth Third Bank, National Association: 62% approved of 347Regions Bank: 63% approved of 1,355Third Federal Savings And Loan Association Of Cleveland: 64% approved of 858Newrez LLC: 64% approved of 1,128PNC Bank, National Association: 65% approved of 1,263Cadence Bank: 69% approved of 172Onity Mortgage Corporation: 70% approved of 223Delta Community Credit Union: 71% approved of 339Royal United Mortgage LLC: 71% approved of 481United Community Bank: 72% approved of 1,052Wells Fargo Bank, National Association: 72% approved of 897Loandepot.Com, LLC: 73% approved of 443Citizens Bank, National Association: 74% approved of 393New American Funding, LLC: 74% approved of 350First Horizon Bank: 75% approved of 219Ithink Financial Credit Union: 76% approved of 176Milend, Inc.: 76% approved of 1,198First-Citizens Bank & Trust Company: 77% approved of 228Mutual of Omaha Mortgage, Inc.: 77% approved of 512SouthState Bank, National Association: 77% approved of 376Rocket Mortgage, LLC: 78% approved of 4,770Synovus Bank: 78% approved of 1,530Finance of America Reverse LLC: 81% approved of 352Guaranteed Rate, Inc.: 82% approved of 195Georgia United: 84% approved of 365U.S. Bank National Association: 84% approved of 221Credit Union of Georgia: 84% approved of 299Ameris Bank: 85% approved of 725Renasant Bank: 85% approved of 335LoanUnited.com, LLC: 85% approved of 254United Wholesale Mortgage, LLC: 86% approved of 5,980Planet Home Lending, LLC: 86% approved of 761Amerihome Mortgage Company, LLC: 87% approved of 514Pennymac Loan Services, LLC: 88% approved of 1,988Nationstar Mortgage LLC: 89% approved of 483JPMorgan Chase Bank, National Association: 89% approved of 315Lendage, LLC: 89% approved of 182Village Capital & Investment LLC: 90% approved of 1,628Provident Funding Associates, L.P.: 90% approved of 171Fairway Independent Mortgage Corporation: 90% approved of 199Associated Credit Union: 91% approved of 449Cmg Mortgage, Inc.: 92% approved of 174Crosscountry Mortgage, LLC: 92% approved of 330Freedom Mortgage Corporation: 95% approved of 3,583Movement Mortgage, LLC: 96% approved of 188Southeast Mortgage of Georgia, Inc.: 99% approved of 193Lakeview Community Capital, LLC: 99% approved of 169

Each dot is one lender, placed at its approval rate. Hover for the name and sample size.

Refinance lenders in Georgia

LenderApprovalApprovedTaken upTypical loanLoans made
1United Wholesale Mortgage, LLCBroker only86%5,131 / 5,98094%$415K4,815
2Rocket Mortgage, LLC78%3,714 / 4,77092%$315K3,422
3Freedom Mortgage Corporation95%3,399 / 3,58376%$365K2,595
4Truist Bank60%1,991 / 3,31392%$205K1,836
5Bank of America, National Association60%1,287 / 2,13097%$155K1,254

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals the borrower accepted. Lenders with fewer than 20 decisions are marked as a limited sample and are never used for a “highest approval” claim. How these numbers are built.

Fat Boy found 658 more lenders.

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You are seeing the 5 largest mortgage refinance lenders in Georgia. Unlock every lender who decided one of these loans here, what they approved, how much borrowers actually took, and how far the nearest office is.

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Other lending data for Georgia

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Counties in Georgia

Fulton CountyCountyGwinnett CountyCountyCobb CountyCountyDeKalb CountyCountyClayton CountyCountyChatham CountyCountyCherokee CountyCountyForsyth CountyCountyHenry CountyCountyHall CountyCountyRichmond CountyCountyMuscogee CountyCounty