Home›Georgia›Investment cash-out refinance
investment property cash-out lenders · HMDA 2023–2025

Investment property cash-out lenders in Georgia

Fat Boy Data analyzed investment cash-out refinance activity in Georgia to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 11,563 applications were decided by 408 lenders between 2023 and 2025.

Georgia at a glance

408Active lenders104 with 20+ decisions
67.9%Market approval rate7,851 of 11,563 decided
$195KTypical loanmedian lender, $10K brackets
92%Borrower take-up7,218 loans funded

How Georgia compares

Approval rate compared
Georgia67.9%All 616 counties73.1%
Typical loan compared
Georgia$195KAll 616 counties$205K

What the data shows

Rocket Mortgage, LLC made the most investment cash-out refinances in Georgia, 435 of them.

Constructive Loans, LLC approved the highest share of applications among lenders with at least 20 decisions here, 100% of 59.

Lenders approved 67.9% of investment cash-out refinance applications in Georgia, 5.2 percentage points below the the United States rate of 73.1%.

Approval rate of all 60 lenders with 20+ decisions here
0%25%50%75%100%Mortgage Research Center, LLC: 12% approved of 56Amerisave Mortgage Corporation: 18% approved of 404American Financing Corporation: 24% approved of 205Delta Community Credit Union: 35% approved of 55Wells Fargo Bank, National Association: 35% approved of 181Navy Federal Credit Union: 35% approved of 57Newrez LLC: 41% approved of 221Beeline Loans, Inc.: 43% approved of 70Hometown Equity Mortgage, LLC: 43% approved of 295Lendingone, LLC: 47% approved of 365Homexpress Mortgage Corp.: 49% approved of 435Carrington Mortgage Services, LLC: 50% approved of 163Loandepot.Com, LLC: 55% approved of 127Homebridge Financial Services, Inc.: 56% approved of 45Georgia United: 58% approved of 45Truist Bank: 62% approved of 52All Credit Considered Mortgage, Inc.: 62% approved of 39Nationstar Mortgage LLC: 62% approved of 131Pennymac Loan Services, LLC: 63% approved of 161Ice Lender Holdings LLC: 63% approved of 127Kind Lending, LLC: 64% approved of 47Clearedge Lending LLC: 64% approved of 64Georgia's Own: 66% approved of 38Deephaven Mortgage LLC: 66% approved of 131Plaza Home Mortgage, Inc.: 68% approved of 40Abl Rpc Residential Credit Acquisition LLC: 68% approved of 72New American Funding, LLC: 68% approved of 110Angel Oak Mortgage Solutions LLC: 69% approved of 120Champions Funding, LLC: 70% approved of 171JPMorgan Chase Bank, National Association: 70% approved of 64American Financial Network, Inc.: 71% approved of 72Rocket Mortgage, LLC: 71% approved of 634United Wholesale Mortgage, LLC: 71% approved of 1,066Loan Funder LLC: 73% approved of 289Everett Financial, Inc.: 75% approved of 55Guild Mortgage Company LLC: 77% approved of 47Vanderbilt Mortgage and Finance, Inc.: 78% approved of 40Ameris Bank: 81% approved of 134A&D Mortgage LLC: 81% approved of 134American Heritage Lending, LLC: 82% approved of 278The Loan Store, Inc.: 83% approved of 76Guaranteed Rate, Inc.: 84% approved of 91Lima One Capital, LLC: 84% approved of 159Ocmbc, Inc.: 84% approved of 270Amwest Funding Corp.: 86% approved of 186Emporium Tpo LLC: 88% approved of 56Logan Finance Corporation: 89% approved of 62Bpl Mortgage, LLC: 90% approved of 240Nexera Holding LLC: 90% approved of 80Temple View Capital Funding, Lp: 91% approved of 53Citadel Servicing Corporation: 92% approved of 198Movement Mortgage, LLC: 93% approved of 61Oaktree Funding Corp.: 96% approved of 49Crosscountry Mortgage, LLC: 96% approved of 52Velocity Commercial Capital, LLC: 97% approved of 298BoxCar Mortgage, LLC: 98% approved of 41Dominion Financial Services, LLC: 100% approved of 133Constructive Loans, LLC: 100% approved of 59First Option Mortgage, LLC: 100% approved of 51Flexpoint, Inc.: 100% approved of 43

Each dot is one lender, placed at its approval rate. Hover for the name and sample size.

Investment property cash-out lenders in Georgia

LenderApprovalApprovedTaken upTypical loanLoans made
1United Wholesale Mortgage, LLCBroker only71%761 / 1,06699%$195K750
2Rocket Mortgage, LLC71%450 / 63497%$175K435
3Homexpress Mortgage Corp.Broker only49%212 / 43597%$265K206
4Amerisave Mortgage Corporation18%71 / 40497%$115K69
5Lendingone, LLC47%173 / 365100%$195K173

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals the borrower accepted. Lenders with fewer than 20 decisions are marked as a limited sample and are never used for a “highest approval” claim. How these numbers are built.

Fat Boy found 403 more lenders.

Free. One email unlocks the whole market.

You are seeing the 5 largest investment cash-out refinance lenders in Georgia. Unlock every lender who decided one of these loans here, what they approved, how much borrowers actually took, and how far the nearest office is.

  • Every lender, ranked
  • Approval and take-up rates
  • Typical loan and full range
  • Nearest office and distance
  • Branch count and how to apply
  • Download as CSV

We email you the unlock link and occasional updates on your market. We may share your interest with mortgage providers so they can contact you. How we use your data. Unsubscribe any time.

Other lending data for Georgia

Mortgage lenders in GeorgiaHome improvement loans in GeorgiaCash-out refinance in GeorgiaRefinance in GeorgiaInvestment property purchase in GeorgiaInvestment refinance in GeorgiaInvestment home improvement in Georgia

Counties in Georgia

Fulton CountyCountyGwinnett CountyCountyCobb CountyCountyDeKalb CountyCountyClayton CountyCountyChatham CountyCountyCherokee CountyCountyForsyth CountyCountyHenry CountyCountyHall CountyCountyRichmond CountyCountyMuscogee CountyCounty