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investment property improvement lenders · HMDA 2023–2025

Investment property improvement lenders in Georgia

Fat Boy Data analyzed investment home improvement loan activity in Georgia to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 3,924 applications were decided by 222 lenders between 2023 and 2025.

Georgia at a glance

222Active lenders33 with 20+ decisions
41.9%Market approval rate1,644 of 3,924 decided
$105KTypical loanmedian lender, $10K brackets
92%Borrower take-up1,516 loans funded

How Georgia compares

Approval rate compared
Georgia41.9%All 616 counties51.2%
Typical loan compared
Georgia$105KAll 616 counties$115K

What the data shows

Navy Federal Credit Union made the most investment home improvement loans in Georgia, 170 of them.

Sundae Funding, Inc. approved the highest share of applications among lenders with at least 20 decisions here, 100% of 34.

Lenders approved 41.9% of investment home improvement loan applications in Georgia, 9.3 percentage points below the the United States rate of 51.2%.

No lender with a meaningful sample here has a typical investment home improvement loan at or below $35K, so small jobs are poorly served by the banks in this market.

Approval rate of all 33 lenders with 20+ decisions here
0%25%50%75%100%Discover Bank: 0% approved of 22Fifth Third Bank, National Association: 4% approved of 68Georgia's Own: 7% approved of 99U.S. Bank National Association: 7% approved of 69Bank of America, National Association: 10% approved of 341Truist Bank: 13% approved of 136Regions Bank: 13% approved of 128Delta Community Credit Union: 16% approved of 145Pentagon Federal Credit Union: 16% approved of 37Wells Fargo Bank, National Association: 16% approved of 86Georgia United: 22% approved of 55Citizens Bank, National Association: 23% approved of 39Spring Eq, LLC: 25% approved of 130Navy Federal Credit Union: 26% approved of 684PNC Bank, National Association: 32% approved of 68Lendingone, LLC: 42% approved of 65Bank OZK: 43% approved of 37Kind Lending, LLC: 50% approved of 38United Community Bank: 51% approved of 53New American Funding, LLC: 61% approved of 28The Loan Store, Inc.: 63% approved of 41Figure Lending LLC: 66% approved of 209Synovus Bank: 67% approved of 36Deephaven Mortgage LLC: 70% approved of 138JPMorgan Chase Bank, National Association: 70% approved of 27Rocket Mortgage, LLC: 75% approved of 99Homebridge Financial Services, Inc.: 75% approved of 146Abl Rpc Residential Credit Acquisition LLC: 84% approved of 87United Bank: 84% approved of 25Homeowners Financial Group USA, LLC: 88% approved of 26Queensborough National Bank & Trust Company: 90% approved of 21Rpe Home Inc.: 95% approved of 37Sundae Funding, Inc.: 100% approved of 34

Each dot is one lender, placed at its approval rate. Hover for the name and sample size.

Investment property improvement lenders in Georgia

LenderApprovalApprovedTaken upTypical loanLoans made
1Navy Federal Credit Union26%179 / 68495%$75K170
2Bank of America, National Association10%35 / 34197%$85K34
3Figure Lending LLC66%137 / 20971%$65K97
4Homebridge Financial Services, Inc.75%110 / 14685%$75K94
5Delta Community Credit Union16%23 / 145100%$95K23

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals the borrower accepted. Lenders with fewer than 20 decisions are marked as a limited sample and are never used for a “highest approval” claim. How these numbers are built.

Fat Boy found 217 more lenders.

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You are seeing the 5 largest investment home improvement loan lenders in Georgia. Unlock every lender who decided one of these loans here, what they approved, how much borrowers actually took, and how far the nearest office is.

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Other lending data for Georgia

Counties in Georgia