Home improvement loan lenders in Clayton County, Georgia
Fat Boy Data analyzed home improvement loan activity in Clayton County, Georgia to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 2,029 applications were decided by 103 lenders between 2023 and 2025.
Clayton County at a glance
How Clayton County compares
What the data shows
Navy Federal Credit Union made the most home improvement loans in Clayton County, GA, 127 of them.
Associated Credit Union approved the highest share of applications among lenders with at least 20 decisions here, 68% of 25.
Lenders approved 37.8% of home improvement loan applications in Clayton County, GA, 17.7 percentage points below the Georgia rate of 55.5%.
The typical home improvement loan here is $55K, 35% smaller than the Georgia typical of $85K.
No lender with a meaningful sample here has a typical home improvement loan at or below $35K, so small jobs are poorly served by the banks in this market.
Each dot is one lender, placed at its approval rate. Hover for the name and sample size.
Home improvement loan lenders in Clayton County
| Lender | Approval | Approved | Taken up | Typical loan | Loans made | |
|---|---|---|---|---|---|---|
| 1 | Bank of America, National Association | 22% | 82 / 374 | 95% | $65K | 78 |
| 2 | Navy Federal Credit Union | 45% | 131 / 294 | 97% | $55K | 127 |
| 3 | Delta Community Credit Union | 41% | 101 / 248 | 98% | $55K | 99 |
| 4 | Truist Bank | 29% | 42 / 147 | 71% | $65K | 30 |
| 5 | Discover Bank | 19% | 19 / 98 | 100% | $85K | 19 |
Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals the borrower accepted. Lenders with fewer than 20 decisions are marked as a limited sample and are never used for a “highest approval” claim. How these numbers are built.
Fat Boy found 98 more lenders.
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You are seeing the 5 largest home improvement loan lenders in Clayton County. Unlock every lender who decided one of these loans here, what they approved, how much borrowers actually took, and how far the nearest office is.
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