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home improvement loan lenders · HMDA 2023–2025

Home improvement loan lenders in DeKalb County, Georgia

Fat Boy Data analyzed home improvement loan activity in DeKalb County, Georgia to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 7,066 applications were decided by 157 lenders between 2023 and 2025.

DeKalb County at a glance

157Active lenders39 with 20+ decisions
51.8%Market approval rate3,662 of 7,066 decided
$85KTypical loanmedian lender, $10K brackets
92%Borrower take-up3,376 loans funded

How DeKalb County compares

Approval rate compared
DeKalb County51.8%Georgia55.5%All 616 counties62.7%
Typical loan compared
DeKalb County$85KGeorgia$85KAll 616 counties$75K

What the data shows

Bank of America, National Association made the most home improvement loans in DeKalb County, GA, 352 of them.

Cdc Federal Credit Union approved the highest share of applications among lenders with at least 20 decisions here, 96% of 23.

No lender with a meaningful sample here has a typical home improvement loan at or below $35K, so small jobs are poorly served by the banks in this market.

Approval rate of all 39 lenders with 20+ decisions here
0%25%50%75%100%Discover Bank: 24% approved of 283Bank of America, National Association: 32% approved of 1,123Alliant Credit Union: 33% approved of 54Wells Fargo Bank, National Association: 33% approved of 21Spring Eq, LLC: 34% approved of 167Regions Bank: 35% approved of 206Truist Bank: 39% approved of 745U.S. Bank National Association: 49% approved of 108Bank OZK: 50% approved of 42Pentagon Federal Credit Union: 52% approved of 100PNC Bank, National Association: 53% approved of 192Rocket Mortgage, LLC: 53% approved of 45Navy Federal Credit Union: 54% approved of 551Fifth Third Bank, National Association: 55% approved of 99Georgia's Own: 55% approved of 360JPMorgan Chase Bank, National Association: 55% approved of 20Delta Community Credit Union: 59% approved of 485Ameris Bank: 62% approved of 166Georgia United: 62% approved of 507New American Funding, LLC: 62% approved of 32SouthState Bank, National Association: 63% approved of 93Fourleaf: 63% approved of 63Third Federal Savings And Loan Association Of Cleveland: 64% approved of 137United Community Bank: 64% approved of 74Figure Lending LLC: 66% approved of 213Citizens Bank, National Association: 68% approved of 90Peach State Federal Credit Union: 70% approved of 40The Loan Store, Inc.: 72% approved of 32First-Citizens Bank & Trust Company: 74% approved of 23Pinnacle Bank: 75% approved of 55First Horizon Bank: 76% approved of 41Synovus Bank: 76% approved of 125Credit Union of Georgia: 76% approved of 21TOWER Federal Credit Union: 81% approved of 21Homebridge Financial Services, Inc.: 82% approved of 33Nationstar Mortgage LLC: 84% approved of 31Associated Credit Union: 85% approved of 144Cdc Federal Credit Union: 96% approved of 23Coastal Community Bank: 100% approved of 45

Each dot is one lender, placed at its approval rate. Hover for the name and sample size.

Home improvement loan lenders in DeKalb County

LenderApprovalApprovedTaken upTypical loanLoans made
1Bank of America, National Association32%363 / 1,12397%$105K352
2Truist Bank39%291 / 74586%$125K249
3Navy Federal Credit Union54%297 / 55198%$75K291
4Georgia United62%315 / 50797%$65K306
5Delta Community Credit Union59%284 / 48599%$85K281

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals the borrower accepted. Lenders with fewer than 20 decisions are marked as a limited sample and are never used for a “highest approval” claim. How these numbers are built.

Fat Boy found 152 more lenders.

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