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home improvement loan lenders · HMDA 2023–2025

Home improvement loan lenders in Gwinnett County, Georgia

Fat Boy Data analyzed home improvement loan activity in Gwinnett County, Georgia to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 9,587 applications were decided by 174 lenders between 2023 and 2025.

Gwinnett County at a glance

174Active lenders44 with 20+ decisions
50.0%Market approval rate4,789 of 9,587 decided
$85KTypical loanmedian lender, $10K brackets
92%Borrower take-up4,411 loans funded

How Gwinnett County compares

Approval rate compared
Gwinnett County50.0%Georgia55.5%All 616 counties62.7%
Typical loan compared
Gwinnett County$85KGeorgia$85KAll 616 counties$75K

What the data shows

Bank of America, National Association made the most home improvement loans in Gwinnett County, GA, 522 of them.

Lendage, LLC approved the highest share of applications among lenders with at least 20 decisions here, 84% of 31.

Lenders approved 50.0% of home improvement loan applications in Gwinnett County, GA, 5.6 percentage points below the Georgia rate of 55.5%.

No lender with a meaningful sample here has a typical home improvement loan at or below $35K, so small jobs are poorly served by the banks in this market.

Approval rate of all 44 lenders with 20+ decisions here
0%25%50%75%100%Truist Bank: 32% approved of 809Discover Bank: 33% approved of 480Alliant Credit Union: 33% approved of 42Spring Eq, LLC: 34% approved of 285Bank of America, National Association: 34% approved of 1,580Regions Bank: 36% approved of 358Fourleaf: 40% approved of 114Bank OZK: 41% approved of 64Wells Fargo Bank, National Association: 41% approved of 27U.S. Bank National Association: 42% approved of 149Pentagon Federal Credit Union: 44% approved of 136New American Funding, LLC: 45% approved of 49Fifth Third Bank, National Association: 46% approved of 180Ameris Bank: 46% approved of 134Delta Community Credit Union: 47% approved of 623Citizens Bank, National Association: 51% approved of 136SouthState Bank, National Association: 53% approved of 53PNC Bank, National Association: 53% approved of 435Renasant Bank: 54% approved of 28JPMorgan Chase Bank, National Association: 54% approved of 26First Horizon Bank: 57% approved of 21Credit Union of Georgia: 59% approved of 22Georgia's Own: 59% approved of 538Crosscountry Mortgage, LLC: 60% approved of 20Third Federal Savings And Loan Association Of Cleveland: 60% approved of 161Navy Federal Credit Union: 60% approved of 807Rocket Mortgage, LLC: 65% approved of 37Georgia United: 65% approved of 248Homeowners Financial Group USA, LLC: 65% approved of 20Pinnacle Bank: 66% approved of 58Figure Lending LLC: 66% approved of 390Loandepot.Com, LLC: 66% approved of 47United Community Bank: 66% approved of 147The Loan Store, Inc.: 68% approved of 60Peach State Federal Credit Union: 73% approved of 197Nationstar Mortgage LLC: 74% approved of 57First Technology: 75% approved of 24Robins Financial: 75% approved of 20Synovus Bank: 75% approved of 93Homebridge Financial Services, Inc.: 78% approved of 49First-Citizens Bank & Trust Company: 80% approved of 30Associated Credit Union: 81% approved of 255Lendage, LLC: 84% approved of 31Coastal Community Bank: 97% approved of 74

Each dot is one lender, placed at its approval rate. Hover for the name and sample size.

Home improvement loan lenders in Gwinnett County

LenderApprovalApprovedTaken upTypical loanLoans made
1Bank of America, National Association34%540 / 1,58097%$105K522
2Truist Bank32%256 / 80991%$105K232
3Navy Federal Credit Union60%487 / 80796%$75K466
4Delta Community Credit Union47%293 / 62399%$75K290
5Georgia's Own59%320 / 53890%$65K289

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals the borrower accepted. Lenders with fewer than 20 decisions are marked as a limited sample and are never used for a “highest approval” claim. How these numbers are built.

Fat Boy found 169 more lenders.

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