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home improvement loan lenders · HMDA 2023–2025

Home improvement loan lenders in Hall County, Georgia

Fat Boy Data analyzed home improvement loan activity in Hall County, Georgia to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 2,145 applications were decided by 107 lenders between 2023 and 2025.

Hall County at a glance

107Active lenders22 with 20+ decisions
57.8%Market approval rate1,239 of 2,145 decided
$105KTypical loanmedian lender, $10K brackets
94%Borrower take-up1,161 loans funded

How Hall County compares

Approval rate compared
Hall County57.8%Georgia55.5%All 616 counties62.7%
Typical loan compared
Hall County$105KGeorgia$85KAll 616 counties$75K

What the data shows

United Community Bank made the most home improvement loans in Hall County, GA, 175 of them.

Pinnacle Bank approved the highest share of applications among lenders with at least 20 decisions here, 84% of 45.

The typical home improvement loan here is $105K, 24% larger than the Georgia typical of $85K.

No lender with a meaningful sample here has a typical home improvement loan at or below $35K, so small jobs are poorly served by the banks in this market.

Approval rate of all 22 lenders with 20+ decisions here
0%25%50%75%100%U.S. Bank National Association: 33% approved of 21Discover Bank: 34% approved of 101Truist Bank: 38% approved of 196Bank of America, National Association: 44% approved of 240Synovus Bank: 46% approved of 35Third Federal Savings And Loan Association Of Cleveland: 48% approved of 27Spring Eq, LLC: 48% approved of 56Regions Bank: 51% approved of 313Fifth Third Bank, National Association: 55% approved of 22SouthState Bank, National Association: 56% approved of 50Georgia's Own: 57% approved of 72Delta Community Credit Union: 57% approved of 100Bank OZK: 59% approved of 29PNC Bank, National Association: 62% approved of 37Mygeorgia: 62% approved of 40Ameris Bank: 64% approved of 39Navy Federal Credit Union: 67% approved of 82Associated Credit Union: 70% approved of 23United Community Bank: 75% approved of 243Figure Lending LLC: 75% approved of 69Georgia United: 81% approved of 27Pinnacle Bank: 84% approved of 45

Each dot is one lender, placed at its approval rate. Hover for the name and sample size.

Home improvement loan lenders in Hall County

LenderApprovalApprovedTaken upTypical loanLoans made
1Regions Bank51%161 / 31388%$65K142
2United Community Bank75%183 / 24396%$105K175
3Bank of America, National Association44%106 / 240100%$105K106
4Truist Bank38%74 / 19692%$105K68
5Discover Bank34%34 / 10197%$85K33

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals the borrower accepted. Lenders with fewer than 20 decisions are marked as a limited sample and are never used for a “highest approval” claim. How these numbers are built.

Fat Boy found 102 more lenders.

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