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cash-out refinance lenders · HMDA 2023–2025

Cash-out refinance lenders in Gwinnett County, Georgia

Fat Boy Data analyzed cash-out refinance activity in Gwinnett County, Georgia to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 13,959 applications were decided by 357 lenders between 2023 and 2025.

Gwinnett County at a glance

357Active lenders70 with 20+ decisions
64.3%Market approval rate8,982 of 13,959 decided
$215KTypical loanmedian lender, $10K brackets
94%Borrower take-up8,434 loans funded

How Gwinnett County compares

Approval rate compared
Gwinnett County64.3%Georgia64.2%All 616 counties68.2%
Typical loan compared
Gwinnett County$215KGeorgia$195KAll 616 counties$155K

What the data shows

Rocket Mortgage, LLC made the most cash-out refinances in Gwinnett County, GA, 2,501 of them.

That is 30% of every cash-out refinance originated here, so this market is unusually concentrated in one lender.

Iserve Residential Lending, LLC approved the highest share of applications among lenders with at least 20 decisions here, 97% of 33.

The typical cash-out refinance here is $215K, 10% larger than the Georgia typical of $195K.

Approval rate of all 60 lenders with 20+ decisions here
0%25%50%75%100%Pentagon Federal Credit Union: 21% approved of 38Mortgage Research Center, LLC: 21% approved of 121Lakeview Loan Servicing, LLC: 24% approved of 223Amerisave Mortgage Corporation: 26% approved of 984American Financing Corporation: 29% approved of 658Spring Eq, LLC: 36% approved of 75New Day Financial, LLC: 37% approved of 147Carrington Mortgage Services, LLC: 39% approved of 466Quorum Federal Credit Union: 42% approved of 43U.S. Bank National Association: 43% approved of 23Newrez LLC: 45% approved of 630USAA Federal Savings Bank: 46% approved of 28Wells Fargo Bank, National Association: 50% approved of 279Better Mortgage Corporation: 50% approved of 24Village Capital & Investment LLC: 51% approved of 109Lower, LLC: 53% approved of 45Center Parc Credit Union: 53% approved of 101Mutual of Omaha Mortgage, Inc.: 56% approved of 115Navy Federal Credit Union: 57% approved of 315Delta Community Credit Union: 60% approved of 212Prosperity Home Mortgage, LLC: 62% approved of 45Regions Bank: 64% approved of 28Credit Union 1: 66% approved of 29New American Funding, LLC: 66% approved of 226Sofi Bank, N.A.tional Association: 67% approved of 42Loandepot.Com, LLC: 67% approved of 425Onity Mortgage Corporation: 68% approved of 47Flagstar Bank, National Association: 69% approved of 125Plaza Home Mortgage, Inc.: 70% approved of 46Pennymac Loan Services, LLC: 70% approved of 438GoodLeap, LLC: 71% approved of 158Advantagefirst Lending Inc.: 71% approved of 28United Wholesale Mortgage, LLC: 72% approved of 1,018Freedom Mortgage Corporation: 72% approved of 381American Pacific Mortgage Corporation: 73% approved of 26Bank of America, National Association: 73% approved of 30The Federal Savings Bank: 74% approved of 78Top Flite Financial, Inc.: 76% approved of 33Truist Bank: 76% approved of 87Planet Home Lending, LLC: 76% approved of 42Cardinal Financial Company, Limited Partnership: 78% approved of 36Georgia's Own: 78% approved of 32Guaranteed Rate, Inc.: 80% approved of 35Nationstar Mortgage LLC: 80% approved of 332Ameris Bank: 80% approved of 51Sun West Mortgage Company, Inc.: 80% approved of 51Equity Prime Mortgage LLC: 81% approved of 57Rocket Mortgage, LLC: 81% approved of 3,195Fairway Independent Mortgage Corporation: 84% approved of 44Amerihome Mortgage Company, LLC: 84% approved of 32Guild Mortgage Company LLC: 85% approved of 34JPMorgan Chase Bank, National Association: 85% approved of 137Movement Mortgage, LLC: 88% approved of 26Crosscountry Mortgage, LLC: 89% approved of 74Reliance First Capital, LLC: 92% approved of 72Amwest Funding Corp.: 93% approved of 83First Option Mortgage, LLC: 94% approved of 51Lakeview Community Capital, LLC: 96% approved of 25Iserve Residential Lending, LLC: 97% approved of 33Coastal Community Bank: 98% approved of 40

Each dot is one lender, placed at its approval rate. Hover for the name and sample size.

Cash-out refinance lenders in Gwinnett County

LenderApprovalApprovedTaken upTypical loanLoans made
1Rocket Mortgage, LLC81%2,603 / 3,19596%$175K2,501
2United Wholesale Mortgage, LLCBroker only72%732 / 1,01897%$275K707
3Amerisave Mortgage Corporation26%257 / 98496%$165K248
4American Financing Corporation29%191 / 65877%$255K148
5Newrez LLC45%285 / 63097%$135K277

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals the borrower accepted. Lenders with fewer than 20 decisions are marked as a limited sample and are never used for a “highest approval” claim. How these numbers are built.

Fat Boy found 352 more lenders.

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Other lending data for Gwinnett County

Mortgage lenders in Gwinnett CountyHome improvement loans in Gwinnett CountyRefinance in Gwinnett CountyInvestment property purchase in Gwinnett CountyInvestment cash-out refinance in Gwinnett CountyInvestment refinance in Gwinnett CountyInvestment home improvement in Gwinnett County

Nearby markets

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