HomeHawaiiHawaii CountyCash-out refinance
cash-out refinance lenders · HMDA 2023–2025

Cash-out refinance lenders in Hawaii County, Hawaii

Fat Boy Data analyzed cash-out refinance activity in Hawaii County, Hawaii to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 1,702 applications were decided by 124 lenders between 2023 and 2025.

Hawaii County at a glance

124Active lenders15 with 20+ decisions
59.9%Market approval rate1,019 of 1,702 decided
$285KTypical loanmedian lender, $10K brackets
93%Borrower take-up951 loans funded

How Hawaii County compares

Approval rate compared
Hawaii County59.9%Hawaii59.8%All 616 counties68.2%
Typical loan compared
Hawaii County$285KHawaii$395KAll 616 counties$155K

What the data shows

Rocket Mortgage, LLC made the most cash-out refinances in Hawaii County, HI, 267 of them.

That is 28% of every cash-out refinance originated here, so this market is unusually concentrated in one lender.

V.I.P. Mortgage, Inc. approved the highest share of applications among lenders with at least 20 decisions here, 87% of 45.

The typical cash-out refinance here is $285K, 28% smaller than the Hawaii typical of $395K.

Approval rate of all 15 lenders with 20+ decisions here
0%25%50%75%100%Amerisave Mortgage Corporation: 18% approved of 216Mortgage Research Center, LLC: 29% approved of 35New Day Financial, LLC: 31% approved of 26Newrez LLC: 35% approved of 78Carrington Mortgage Services, LLC: 38% approved of 40American Savings Bank, N.A.tional Association: 50% approved of 28Loandepot.Com, LLC: 53% approved of 83Pennymac Loan Services, LLC: 57% approved of 53The Federal Savings Bank: 63% approved of 27Nationstar Mortgage LLC: 64% approved of 36Freedom Mortgage Corporation: 65% approved of 48Rocket Mortgage, LLC: 74% approved of 382United Wholesale Mortgage, LLC: 79% approved of 97Guild Mortgage Company LLC: 82% approved of 39V.I.P. Mortgage, Inc.: 87% approved of 45

Each dot is one lender, placed at its approval rate. Hover for the name and sample size.

Cash-out refinance lenders in Hawaii County

LenderApprovalApprovedTaken upTypical loanLoans made
1Rocket Mortgage, LLC74%282 / 38295%$165K267
2Amerisave Mortgage Corporation18%39 / 21697%$95K38
3United Wholesale Mortgage, LLCBroker only79%77 / 9799%$375K76
4Loandepot.Com, LLC53%44 / 8398%$305K43
5Newrez LLC35%27 / 7896%$125K26

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals the borrower accepted. Lenders with fewer than 20 decisions are marked as a limited sample and are never used for a “highest approval” claim. How these numbers are built.

Fat Boy found 119 more lenders.

Free. One email unlocks the whole market.

You are seeing the 5 largest cash-out refinance lenders in Hawaii County. Unlock every lender who decided one of these loans here, what they approved, how much borrowers actually took, and how far the nearest office is.

  • Every lender, ranked
  • Approval and take-up rates
  • Typical loan and full range
  • Nearest office and distance
  • Branch count and how to apply
  • How reachable each lender is

We email you the unlock link and occasional updates on your market. We may share your interest with mortgage providers so they can contact you. How we use your data. Unsubscribe any time.

Other lending data for Hawaii County

Nearby markets