HomeHawaiiRefinance
refinance lenders · HMDA 2023–2025

Refinance lenders in Hawaii

Fat Boy Data analyzed mortgage refinance activity in Hawaii to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 10,120 applications were decided by 170 lenders between 2023 and 2025.

Hawaii at a glance

170Active lenders40 with 20+ decisions
73.6%Market approval rate7,447 of 10,120 decided
$305KTypical loanmedian lender, $10K brackets
94%Borrower take-up7,005 loans funded

How Hawaii compares

Approval rate compared
Hawaii73.6%All 616 counties76.5%
Typical loan compared
Hawaii$305KAll 616 counties$295K

What the data shows

First Hawaiian Bank made the most mortgage refinances in Hawaii, 1,016 of them.

Canopy Mortgage, LLC approved the highest share of applications among lenders with at least 20 decisions here, 100% of 26.

Approval rate of all 40 lenders with 20+ decisions here
0%25%50%75%100%Amerisave Mortgage Corporation: 13% approved of 30Discover Bank: 17% approved of 111Carrington Mortgage Services, LLC: 40% approved of 20Homebridge Financial Services, Inc.: 47% approved of 36Bank of America, National Association: 49% approved of 39Pentagon Federal Credit Union: 59% approved of 39Mortgage Research Center, LLC: 59% approved of 191Central Pacific Bank: 61% approved of 697Navy Federal Credit Union: 63% approved of 41Bank of Hawaii: 64% approved of 1,525Kind Lending, LLC: 66% approved of 32Plaza Home Mortgage, Inc.: 67% approved of 30American Savings Bank, N.A.tional Association: 69% approved of 330Hawaiiusa: 70% approved of 1,166Fairway Independent Mortgage Corporation: 70% approved of 20Hawaii State Federal Credit Union: 70% approved of 694Pearl Hawaii Federal Credit Union: 73% approved of 22Loandepot.Com, LLC: 73% approved of 89Newrez LLC: 73% approved of 156First Hawaiian Bank: 75% approved of 1,405Longbridge Financial, LLC: 76% approved of 87U.S. Bank National Association: 77% approved of 22Rocket Mortgage, LLC: 78% approved of 343Nationstar Mortgage LLC: 84% approved of 44Pennymac Loan Services, LLC: 85% approved of 147Aloha Pacific Federal Credit Union: 86% approved of 375Guild Mortgage Company LLC: 87% approved of 45Lokahi: 88% approved of 145Mutual of Omaha Mortgage, Inc.: 89% approved of 72Hightechlending Inc: 92% approved of 36The Loan Store, Inc.: 92% approved of 39Freedom Mortgage Corporation: 93% approved of 231United Wholesale Mortgage, LLC: 93% approved of 770Finance of America Reverse LLC: 94% approved of 166Guaranteed Rate, Inc.: 95% approved of 78Cmg Mortgage, Inc.: 96% approved of 106Crosscountry Mortgage, LLC: 97% approved of 30Ameris Bank: 98% approved of 40Village Capital & Investment LLC: 98% approved of 63Canopy Mortgage, LLC: 100% approved of 26

Each dot is one lender, placed at its approval rate. Hover for the name and sample size.

Refinance lenders in Hawaii

LenderApprovalApprovedTaken upTypical loanLoans made
1Bank of Hawaii64%973 / 1,52596%$305K933
2First Hawaiian Bank75%1,049 / 1,40597%$255K1,016
3Hawaiiusa70%811 / 1,16688%$265K710
4United Wholesale Mortgage, LLCBroker only93%719 / 77095%$695K684
5Central Pacific Bank61%423 / 69797%$295K412

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals the borrower accepted. Lenders with fewer than 20 decisions are marked as a limited sample and are never used for a “highest approval” claim. How these numbers are built.

Fat Boy found 165 more lenders.

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Other lending data for Hawaii

Counties in Hawaii