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refinance lenders · HMDA 2023–2025

Refinance lenders in Honolulu County, Hawaii

Fat Boy Data analyzed mortgage refinance activity in Honolulu County, Hawaii to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 7,957 applications were decided by 142 lenders between 2023 and 2025.

Honolulu County at a glance

142Active lenders35 with 20+ decisions
74.3%Market approval rate5,913 of 7,957 decided
$305KTypical loanmedian lender, $10K brackets
94%Borrower take-up5,556 loans funded

How Honolulu County compares

Approval rate compared
Honolulu County74.3%Hawaii73.6%All 616 counties76.5%
Typical loan compared
Honolulu County$305KHawaii$305KAll 616 counties$295K

What the data shows

First Hawaiian Bank made the most mortgage refinances in Honolulu County, HI, 815 of them.

The Loan Store, Inc. approved the highest share of applications among lenders with at least 20 decisions here, 100% of 27.

Approval rate of all 35 lenders with 20+ decisions here
0%25%50%75%100%Amerisave Mortgage Corporation: 15% approved of 20Discover Bank: 16% approved of 79Homebridge Financial Services, Inc.: 45% approved of 22Bank of America, National Association: 46% approved of 28Pentagon Federal Credit Union: 54% approved of 35Mortgage Research Center, LLC: 57% approved of 145Central Pacific Bank: 61% approved of 556Navy Federal Credit Union: 63% approved of 35Bank of Hawaii: 64% approved of 1,209American Savings Bank, N.A.tional Association: 70% approved of 269Longbridge Financial, LLC: 71% approved of 34Hawaii State Federal Credit Union: 71% approved of 605Hawaiiusa: 71% approved of 1,012Loandepot.Com, LLC: 72% approved of 64Pearl Hawaii Federal Credit Union: 73% approved of 22First Hawaiian Bank: 75% approved of 1,122Rocket Mortgage, LLC: 78% approved of 234Newrez LLC: 81% approved of 113Nationstar Mortgage LLC: 81% approved of 27Guild Mortgage Company LLC: 83% approved of 35Pennymac Loan Services, LLC: 86% approved of 113Aloha Pacific Federal Credit Union: 86% approved of 371Lokahi: 88% approved of 145Mutual of Omaha Mortgage, Inc.: 89% approved of 46Hightechlending Inc: 90% approved of 30Freedom Mortgage Corporation: 93% approved of 178Guaranteed Rate, Inc.: 93% approved of 43Finance of America Reverse LLC: 94% approved of 107Crosscountry Mortgage, LLC: 95% approved of 22United Wholesale Mortgage, LLC: 96% approved of 589Ameris Bank: 97% approved of 39Cmg Mortgage, Inc.: 98% approved of 87Village Capital & Investment LLC: 98% approved of 54The Loan Store, Inc.: 100% approved of 27Canopy Mortgage, LLC: 100% approved of 23

Each dot is one lender, placed at its approval rate. Hover for the name and sample size.

Refinance lenders in Honolulu County

LenderApprovalApprovedTaken upTypical loanLoans made
1Bank of Hawaii64%776 / 1,20996%$305K742
2First Hawaiian Bank75%842 / 1,12297%$255K815
3Hawaiiusa71%723 / 1,01287%$265K630
4Hawaii State Federal Credit Union71%431 / 60599%$255K426
5United Wholesale Mortgage, LLCBroker only96%565 / 58995%$695K536

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals the borrower accepted. Lenders with fewer than 20 decisions are marked as a limited sample and are never used for a “highest approval” claim. How these numbers are built.

Fat Boy found 137 more lenders.

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You are seeing the 5 largest mortgage refinance lenders in Honolulu County. Unlock every lender who decided one of these loans here, what they approved, how much borrowers actually took, and how far the nearest office is.

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Other lending data for Honolulu County

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Nearby markets

All lending in Honolulu CountyCounty overviewRefinance across HawaiiStatewide