HomeHawaiiHonolulu CountyInvestment cash-out refinance
investment property cash-out lenders · HMDA 2023–2025

Investment property cash-out lenders in Honolulu County, Hawaii

Fat Boy Data analyzed investment cash-out refinance activity in Honolulu County, Hawaii to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 943 applications were decided by 130 lenders between 2023 and 2025.

Honolulu County at a glance

130Active lenders9 with 20+ decisions
66.2%Market approval rate624 of 943 decided
$395KTypical loanmedian lender, $10K brackets
88%Borrower take-up552 loans funded

How Honolulu County compares

Approval rate compared
Honolulu County66.2%Hawaii67.3%All 616 counties73.1%
Typical loan compared
Honolulu County$395KHawaii$425KAll 616 counties$205K

What the data shows

Citadel Servicing Corporation made the most investment cash-out refinances in Honolulu County, HI, 58 of them.

Hawaiian Financial Federal Credit Union approved the highest share of applications among lenders with at least 20 decisions here, 92% of 52.

Approval rate of all 9 lenders with 20+ decisions here
0%25%50%75%100%Amerisave Mortgage Corporation: 17% approved of 36Newrez LLC: 18% approved of 22Homexpress Mortgage Corp.: 42% approved of 31United Wholesale Mortgage, LLC: 48% approved of 48American Savings Bank, N.A.tional Association: 48% approved of 48Rocket Mortgage, LLC: 64% approved of 45Bank of Hawaii: 67% approved of 27Hawaiian Financial Federal Credit Union: 92% approved of 52Citadel Servicing Corporation: 94% approved of 93

Each dot is one lender, placed at its approval rate. Hover for the name and sample size.

Investment property cash-out lenders in Honolulu County

LenderApprovalApprovedTaken upTypical loanLoans made
1Citadel Servicing Corporation94%87 / 9367%$285K58
2Hawaiian Financial Federal Credit Union92%48 / 5298%$385K47
3United Wholesale Mortgage, LLCBroker only48%23 / 4896%$435K22
4American Savings Bank, N.A.tional Association48%23 / 48100%$355K23
5Rocket Mortgage, LLC64%29 / 4593%$375K27

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals the borrower accepted. Lenders with fewer than 20 decisions are marked as a limited sample and are never used for a “highest approval” claim. How these numbers are built.

Fat Boy found 125 more lenders.

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You are seeing the 5 largest investment cash-out refinance lenders in Honolulu County. Unlock every lender who decided one of these loans here, what they approved, how much borrowers actually took, and how far the nearest office is.

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