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home improvement loan lenders · HMDA 2023–2025

Home improvement loan lenders in Bonneville County, Idaho

Fat Boy Data analyzed home improvement loan activity in Bonneville County, Idaho to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 1,988 applications were decided by 48 lenders between 2023 and 2025.

Bonneville County at a glance

48Active lenders8 with 20+ decisions
77.3%Market approval rate1,536 of 1,988 decided
$65KTypical loanmedian lender, $10K brackets
93%Borrower take-up1,432 loans funded

How Bonneville County compares

Approval rate compared
Bonneville County77.3%Idaho76.2%All 616 counties62.7%
Typical loan compared
Bonneville County$65KIdaho$105KAll 616 counties$75K

What the data shows

Idaho Central Credit Union made the most home improvement loans in Bonneville County, ID, 586 of them.

That is 41% of every home improvement loan originated here, so this market is unusually concentrated in one lender.

WESTMARK Credit Union approved the highest share of applications among lenders with at least 20 decisions here, 88% of 597.

The typical home improvement loan here is $65K, 38% smaller than the Idaho typical of $105K.

No lender with a meaningful sample here has a typical home improvement loan at or below $35K, so small jobs are poorly served by the banks in this market.

Approval rate of all 8 lenders with 20+ decisions here
0%25%50%75%100%Discover Bank: 48% approved of 25U.S. Bank National Association: 51% approved of 41Mountain America Federal Credit Union: 62% approved of 215Glacier Bank: 73% approved of 26Idaho Central Credit Union: 79% approved of 848Navy Federal Credit Union: 80% approved of 25AMERICA FIRST Federal Credit Union: 81% approved of 26WESTMARK Credit Union: 88% approved of 597

Each dot is one lender, placed at its approval rate. Hover for the name and sample size.

Home improvement loan lenders in Bonneville County

LenderApprovalApprovedTaken upTypical loanLoans made
1Idaho Central Credit Union79%668 / 84888%$85K586
2WESTMARK Credit Union88%528 / 597100%$55K528
3Mountain America Federal Credit Union62%133 / 21598%$65K131
4U.S. Bank National Association51%21 / 4195%$75K20
5Glacier Bank73%19 / 26100%$105K19

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals the borrower accepted. Lenders with fewer than 20 decisions are marked as a limited sample and are never used for a “highest approval” claim. How these numbers are built.

Fat Boy found 43 more lenders.

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You are seeing the 5 largest home improvement loan lenders in Bonneville County. Unlock every lender who decided one of these loans here, what they approved, how much borrowers actually took, and how far the nearest office is.

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