HomeIllinoisChampaign CountyCash-out refinance
cash-out refinance lenders · HMDA 2023–2025

Cash-out refinance lenders in Champaign County, Illinois

Fat Boy Data analyzed cash-out refinance activity in Champaign County, Illinois to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 971 applications were decided by 105 lenders between 2023 and 2025.

Champaign County at a glance

105Active lenders12 with 20+ decisions
67.3%Market approval rate654 of 971 decided
$125KTypical loanmedian lender, $10K brackets
95%Borrower take-up619 loans funded

How Champaign County compares

Approval rate compared
Champaign County67.3%Illinois66.4%All 616 counties68.2%
Typical loan compared
Champaign County$125KIllinois$155KAll 616 counties$155K

What the data shows

Rocket Mortgage, LLC made the most cash-out refinances in Champaign County, IL, 142 of them.

The Fisher National Bank approved the highest share of applications among lenders with at least 20 decisions here, 100% of 37.

The typical cash-out refinance here is $125K, 19% smaller than the Illinois typical of $155K.

Approval rate of all 12 lenders with 20+ decisions here
0%25%50%75%100%Amerisave Mortgage Corporation: 22% approved of 73Carrington Mortgage Services, LLC: 48% approved of 42Pennymac Loan Services, LLC: 52% approved of 25Loandepot.Com, LLC: 52% approved of 25Newrez LLC: 65% approved of 31Rocket Mortgage, LLC: 71% approved of 207Freedom Mortgage Corporation: 73% approved of 30United Wholesale Mortgage, LLC: 75% approved of 32Nationstar Mortgage LLC: 88% approved of 26First Federal Savings Bank of Champaign Urbana: 91% approved of 22Busey Bank: 94% approved of 53The Fisher National Bank: 100% approved of 37

Each dot is one lender, placed at its approval rate. Hover for the name and sample size.

Cash-out refinance lenders in Champaign County

LenderApprovalApprovedTaken upTypical loanLoans made
1Rocket Mortgage, LLC71%147 / 20797%$105K142
2Amerisave Mortgage Corporation22%16 / 7394%$135K15
3Busey Bank94%50 / 53100%$125K50
4Carrington Mortgage Services, LLC48%20 / 4275%$115K15
5The Fisher National Bank100%37 / 3789%$145K33

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals the borrower accepted. Lenders with fewer than 20 decisions are marked as a limited sample and are never used for a “highest approval” claim. How these numbers are built.

Fat Boy found 100 more lenders.

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You are seeing the 5 largest cash-out refinance lenders in Champaign County. Unlock every lender who decided one of these loans here, what they approved, how much borrowers actually took, and how far the nearest office is.

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