HomeIllinoisChampaign CountyMortgage lenders
mortgage lenders · HMDA 2023–2025

Mortgage lenders in Champaign County, Illinois

Fat Boy Data analyzed home purchase mortgage activity in Champaign County, Illinois to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 5,696 applications were decided by 270 lenders between 2023 and 2025.

Champaign County at a glance

270Active lenders40 with 20+ decisions
90.7%Market approval rate5,167 of 5,696 decided
$195KTypical loanmedian lender, $10K brackets
98%Borrower take-up5,067 loans funded

How Champaign County compares

Approval rate compared
Champaign County90.7%Illinois89.1%All 616 counties87.6%
Typical loan compared
Champaign County$195KIllinois$285KAll 616 counties$335K

What the data shows

Flat Branch Mortgage, Inc. made the most home purchase mortgages in Champaign County, IL, 682 of them.

Point Mortgage Corporation approved the highest share of applications among lenders with at least 20 decisions here, 100% of 91.

The typical home purchase mortgage here is $195K, 32% smaller than the Illinois typical of $285K.

Approval rate of all 40 lenders with 20+ decisions here
0%25%50%75%100%Credit Human Federal Credit Union: 18% approved of 22Triad Financial Services, Inc.: 28% approved of 6821St Mortgage Corporation: 32% approved of 157USAA Federal Savings Bank: 73% approved of 30Iroquois Federal Savings and Loan Association: 78% approved of 60Prospect Bank: 80% approved of 20Navy Federal Credit Union: 81% approved of 36Rocket Mortgage, LLC: 82% approved of 123PNC Bank, National Association: 83% approved of 52American Pacific Mortgage Corporation: 84% approved of 106First Mid Bank & Trust, National Association: 86% approved of 56First State Bank Of Forrest: 86% approved of 22Heartland Bank And Trust Company: 87% approved of 46Fairway Independent Mortgage Corporation: 87% approved of 39The Gifford State Bank: 88% approved of 52Marine Bank: 90% approved of 20United Wholesale Mortgage, LLC: 91% approved of 121First Financial Bank, National Association: 92% approved of 37Guaranteed Rate, Inc.: 92% approved of 25Morton Community Bank: 93% approved of 54JPMorgan Chase Bank, National Association: 93% approved of 122Mortgage Research Center, LLC: 93% approved of 113First State Bank and Trust: 95% approved of 37The Fisher National Bank: 95% approved of 171New American Funding, LLC: 95% approved of 528U.S. Bank National Association: 96% approved of 23Busey Bank: 96% approved of 609First Federal Savings Bank of Champaign Urbana: 96% approved of 137Primelending, A Plainscapital Company: 97% approved of 234Midland States Bank: 97% approved of 257Flat Branch Mortgage, Inc.: 98% approved of 705Hickory Point Bank and Trust: 98% approved of 189INB, National Association: 98% approved of 53First State Mortgage Services, LLC: 98% approved of 63University of Illinois Community Credit Union: 99% approved of 295Point Mortgage Corporation: 100% approved of 91Bank of Springfield: 100% approved of 56Longview Bank: 100% approved of 43A & N Mortgage Services, Inc.: 100% approved of 21Wells Fargo Bank, National Association: 100% approved of 20

Each dot is one lender, placed at its approval rate. Hover for the name and sample size.

Mortgage lenders in Champaign County

LenderApprovalApprovedTaken upTypical loanLoans made
1Flat Branch Mortgage, Inc.98%690 / 70599%$185K682
2Busey Bank96%583 / 60998%$195K574
3New American Funding, LLC95%504 / 528100%$185K504
4University of Illinois Community Credit Union99%293 / 295100%$215K292
5Midland States Bank97%250 / 257100%$165K249

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals the borrower accepted. Lenders with fewer than 20 decisions are marked as a limited sample and are never used for a “highest approval” claim. How these numbers are built.

Fat Boy found 265 more lenders.

Free. One email unlocks the whole market.

You are seeing the 5 largest home purchase mortgage lenders in Champaign County. Unlock every lender who decided one of these loans here, what they approved, how much borrowers actually took, and how far the nearest office is.

  • Every lender, ranked
  • Approval and take-up rates
  • Typical loan and full range
  • Nearest office and distance
  • Branch count and how to apply
  • How reachable each lender is

We email you the unlock link and occasional updates on your market. We may share your interest with mortgage providers so they can contact you. How we use your data. Unsubscribe any time.

Other lending data for Champaign County

Nearby markets