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investment property lenders · HMDA 2023–2025

Investment property lenders in Madison County, Illinois

Fat Boy Data analyzed investment property mortgage activity in Madison County, Illinois to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 1,055 applications were decided by 140 lenders between 2023 and 2025.

Madison County at a glance

140Active lenders10 with 20+ decisions
92.6%Market approval rate977 of 1,055 decided
$105KTypical loanmedian lender, $10K brackets
97%Borrower take-up947 loans funded

How Madison County compares

Approval rate compared
Madison County92.6%Illinois88.1%All 616 counties87.5%
Typical loan compared
Madison County$105KIllinois$195KAll 616 counties$255K

What the data shows

FCB Banks made the most investment property mortgages in Madison County, IL, 197 of them.

Bank of Hillsboro, National Association approved the highest share of applications among lenders with at least 20 decisions here, 100% of 30.

The typical investment property mortgage here is $105K, 46% smaller than the Illinois typical of $195K.

Approval rate of all 10 lenders with 20+ decisions here
0%25%50%75%100%U.S. Bank National Association: 71% approved of 21CNB Bank And Trust, N.A.: 88% approved of 26First Mid Bank & Trust, National Association: 90% approved of 21Carrollton Bank: 95% approved of 167Bank of Belleville: 95% approved of 22FCB Banks: 97% approved of 205United Community Bank: 97% approved of 321St Midamerica Credit Union: 97% approved of 34Bank of Springfield: 98% approved of 87Bank of Hillsboro, National Association: 100% approved of 30

Each dot is one lender, placed at its approval rate. Hover for the name and sample size.

Investment property lenders in Madison County

LenderApprovalApprovedTaken upTypical loanLoans made
1FCB Banks97%198 / 20599%$115K197
2Carrollton Bank95%158 / 16797%$65K153
3Bank of Springfield98%85 / 87100%$115K85
41St Midamerica Credit Union97%33 / 3494%$75K31
5United Community Bank97%31 / 32100%$95K31

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals the borrower accepted. Lenders with fewer than 20 decisions are marked as a limited sample and are never used for a “highest approval” claim. How these numbers are built.

Fat Boy found 135 more lenders.

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You are seeing the 5 largest investment property mortgage lenders in Madison County. Unlock every lender who decided one of these loans here, what they approved, how much borrowers actually took, and how far the nearest office is.

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