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investment property refinance lenders · HMDA 2023–2025

Investment property refinance lenders in McLean County, Illinois

Fat Boy Data analyzed investment property refinance activity in McLean County, Illinois to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 137 applications were decided by 36 lenders between 2023 and 2025.

McLean County at a glance

36Active lenders1 with 20+ decisions
90.5%Market approval rate124 of 137 decided
$135KTypical loanmedian lender, $10K brackets
99%Borrower take-up123 loans funded

How McLean County compares

Approval rate compared
McLean County90.5%Illinois81.4%All 616 counties77.7%
Typical loan compared
McLean County$135KIllinois$165KAll 616 counties$235K

What the data shows

First State Bank made the most investment property refinances in McLean County, IL, 30 of them.

First State Bank approved the highest share of applications among lenders with at least 20 decisions here, 100% of 30.

Lenders approved 90.5% of investment property refinance applications in McLean County, IL, 9.1 percentage points above the Illinois rate of 81.4%.

The typical investment property refinance here is $135K, 18% smaller than the Illinois typical of $165K.

Investment property refinance lenders in McLean County

LenderApprovalApprovedTaken upTypical loanLoans made
1First State Bank100%30 / 30100%$145K30
2INB, National AssociationLimited sample100%16 / 16100%$115K16
3First State Bank and TrustLimited sample100%16 / 16100%$85K16
4Bank of PontiacLimited sample100%9 / 989%$145K8
5Morton Community BankLimited sample100%8 / 8100%$165K8

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals the borrower accepted. Lenders with fewer than 20 decisions are marked as a limited sample and are never used for a “highest approval” claim. How these numbers are built.

Fat Boy found 31 more lenders.

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