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refinance lenders · HMDA 2023–2025

Refinance lenders in Illinois

Fat Boy Data analyzed mortgage refinance activity in Illinois to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 75,206 applications were decided by 719 lenders between 2023 and 2025.

Illinois at a glance

719Active lenders270 with 20+ decisions
78.8%Market approval rate59,246 of 75,206 decided
$285KTypical loanmedian lender, $10K brackets
95%Borrower take-up55,991 loans funded

How Illinois compares

Approval rate compared
Illinois78.8%All 616 counties76.5%
Typical loan compared
Illinois$285KAll 616 counties$295K

What the data shows

JPMorgan Chase Bank, National Association made the most mortgage refinances in Illinois, 2,767 of them.

A & N Mortgage Services, Inc. approved the highest share of applications among lenders with at least 20 decisions here, 100% of 297.

Approval rate of all 60 lenders with 20+ decisions here
0%25%50%75%100%Amerisave Mortgage Corporation: 13% approved of 249Discover Bank: 30% approved of 1,681Carrington Mortgage Services, LLC: 37% approved of 235Neighborhood Loans, Inc.: 39% approved of 440Lakeview Loan Servicing, LLC: 41% approved of 1,420The Huntington National Bank: 58% approved of 2,164Third Federal Savings And Loan Association Of Cleveland: 61% approved of 587Newrez LLC: 62% approved of 1,144Bank of America, National Association: 64% approved of 1,766Associated Bank, National Association: 65% approved of 727Old National Bank: 65% approved of 1,562Citizens Bank, National Association: 68% approved of 398Mortgage Research Center, LLC: 70% approved of 979Regions Bank: 71% approved of 814Royal United Mortgage LLC: 72% approved of 593Fifth Third Bank, National Association: 72% approved of 2,972First American Bank: 72% approved of 2,181Alliant Credit Union: 73% approved of 512PNC Bank, National Association: 74% approved of 3,312U.S. Bank National Association: 77% approved of 1,422I. H. Mississippi Valley Credit Union: 78% approved of 340Wells Fargo Bank, National Association: 78% approved of 503Midland States Bank: 78% approved of 323Rocket Mortgage, LLC: 79% approved of 3,526Loandepot.Com, LLC: 79% approved of 799Nationstar Mortgage LLC: 81% approved of 485First National Bank of Omaha: 82% approved of 444Advia Credit Union: 82% approved of 243Planet Home Lending, LLC: 83% approved of 317American Pacific Mortgage Corporation: 85% approved of 446Mutual of Omaha Mortgage, Inc.: 85% approved of 479FCB Banks: 85% approved of 368New American Funding, LLC: 85% approved of 457Lower, LLC: 86% approved of 371Amerihome Mortgage Company, LLC: 86% approved of 271Busey Bank: 86% approved of 605Lendage, LLC: 87% approved of 234Village Capital & Investment LLC: 87% approved of 736Fairway Independent Mortgage Corporation: 87% approved of 634Pennymac Loan Services, LLC: 87% approved of 1,625United Wholesale Mortgage, LLC: 88% approved of 5,514Guild Mortgage Company LLC: 91% approved of 540United Community Bank: 91% approved of 442JPMorgan Chase Bank, National Association: 92% approved of 3,090Morton Community Bank: 92% approved of 464Citizens Equity First Credit Union: 92% approved of 845GREENSTATE Credit Union: 92% approved of 755Guaranteed Rate, Inc.: 93% approved of 1,986The Loan Store, Inc.: 93% approved of 293Barrington Bank & Trust Company, National Association: 93% approved of 781Citibank, National Association: 94% approved of 308Freedom Mortgage Corporation: 95% approved of 1,490Union Home Mortgage Corp.: 95% approved of 641Resicentral, LLC: 96% approved of 230Towne Mortgage Company: 97% approved of 261Compass Mortgage, Inc.: 97% approved of 439Originpoint LLC: 97% approved of 274Crosscountry Mortgage, LLC: 98% approved of 1,388A & N Mortgage Services, Inc.: 100% approved of 297Rock Valley Credit Union: 100% approved of 232

Each dot is one lender, placed at its approval rate. Hover for the name and sample size.

Refinance lenders in Illinois

LenderApprovalApprovedTaken upTypical loanLoans made
1United Wholesale Mortgage, LLCBroker only88%4,866 / 5,51496%$345K4,694
2Rocket Mortgage, LLC79%2,780 / 3,52694%$285K2,603
3PNC Bank, National Association74%2,440 / 3,31297%$135K2,369
4JPMorgan Chase Bank, National Association92%2,839 / 3,09097%$365K2,767
5Fifth Third Bank, National Association72%2,134 / 2,97296%$155K2,059

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals the borrower accepted. Lenders with fewer than 20 decisions are marked as a limited sample and are never used for a “highest approval” claim. How these numbers are built.

Fat Boy found 714 more lenders.

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Other lending data for Illinois

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Counties in Illinois

Cook CountyCountyDuPage CountyCountyLake CountyCountyWill CountyCountyKane CountyCountyMcHenry CountyCountyWinnebago CountyCountyMadison CountyCountySt. Clair CountyCountyChampaign CountyCountySangamon CountyCountyPeoria CountyCounty