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refinance lenders · HMDA 2023–2025

Refinance lenders in Lake County, Illinois

Fat Boy Data analyzed mortgage refinance activity in Lake County, Illinois to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 6,114 applications were decided by 297 lenders between 2023 and 2025.

Lake County at a glance

297Active lenders57 with 20+ decisions
80.1%Market approval rate4,897 of 6,114 decided
$305KTypical loanmedian lender, $10K brackets
95%Borrower take-up4,647 loans funded

How Lake County compares

Approval rate compared
Lake County80.1%Illinois78.8%All 616 counties76.5%
Typical loan compared
Lake County$305KIllinois$285KAll 616 counties$295K

What the data shows

JPMorgan Chase Bank, National Association made the most mortgage refinances in Lake County, IL, 253 of them.

Homeland Mortgage Company approved the highest share of applications among lenders with at least 20 decisions here, 100% of 33.

Approval rate of all 57 lenders with 20+ decisions here
0%25%50%75%100%Discover Bank: 33% approved of 135Neighborhood Loans, Inc.: 42% approved of 24BMO Bank National Association: 52% approved of 21Lakeview Loan Servicing, LLC: 55% approved of 101Associated Bank, National Association: 58% approved of 69The Huntington National Bank: 60% approved of 192Newrez LLC: 61% approved of 89Old National Bank: 61% approved of 319Third Federal Savings And Loan Association Of Cleveland: 63% approved of 67Bank of America, National Association: 64% approved of 200Pentagon Federal Credit Union: 65% approved of 20Royal United Mortgage LLC: 67% approved of 30Alliant Credit Union: 68% approved of 53Mortgage Research Center, LLC: 69% approved of 83Nationstar Mortgage LLC: 71% approved of 42Fifth Third Bank, National Association: 75% approved of 264Citizens Bank, National Association: 76% approved of 42Lower, LLC: 76% approved of 21PNC Bank, National Association: 77% approved of 317Guaranteed Rate Affinity, LLC: 79% approved of 24Wells Fargo Bank, National Association: 79% approved of 29American Pacific Mortgage Corporation: 79% approved of 39First American Bank: 80% approved of 236U.S. Bank National Association: 80% approved of 109Pennymac Loan Services, LLC: 83% approved of 145Loandepot.Com, LLC: 83% approved of 72Baxter Credit Union: 84% approved of 43Consumers Cooperative Credit Union: 84% approved of 56Rocket Mortgage, LLC: 84% approved of 234Planet Home Lending, LLC: 84% approved of 38Lendage, LLC: 86% approved of 22New American Funding, LLC: 87% approved of 38Village Capital & Investment LLC: 88% approved of 41Mutual of Omaha Mortgage, Inc.: 90% approved of 42Prosperity Home Mortgage, LLC: 91% approved of 22United Wholesale Mortgage, LLC: 92% approved of 518Guild Mortgage Company LLC: 93% approved of 27Freedom Mortgage Corporation: 93% approved of 98Fairway Independent Mortgage Corporation: 93% approved of 70Barrington Bank & Trust Company, National Association: 93% approved of 113The Loan Store, Inc.: 94% approved of 31JPMorgan Chase Bank, National Association: 94% approved of 279Provident Funding Associates, L.P.: 95% approved of 39GREENSTATE Credit Union: 95% approved of 40Abbott Laboratories Employees Credit Union: 96% approved of 67Guaranteed Rate, Inc.: 96% approved of 159A&D Mortgage LLC: 96% approved of 23Union Home Mortgage Corp.: 97% approved of 66Towne Mortgage Company: 97% approved of 33T2 Financial LLC: 97% approved of 36Resicentral, LLC: 97% approved of 38Citibank, National Association: 98% approved of 40Crosscountry Mortgage, LLC: 99% approved of 139Homeland Mortgage Company: 100% approved of 33Diamond Residential Mortgage Corporation: 100% approved of 26Originpoint LLC: 100% approved of 21A & N Mortgage Services, Inc.: 100% approved of 21

Each dot is one lender, placed at its approval rate. Hover for the name and sample size.

Refinance lenders in Lake County

LenderApprovalApprovedTaken upTypical loanLoans made
1United Wholesale Mortgage, LLCBroker only92%476 / 51898%$365K467
2Old National Bank61%196 / 31998%$105K193
3PNC Bank, National Association77%245 / 31797%$125K238
4JPMorgan Chase Bank, National Association94%263 / 27996%$385K253
5Fifth Third Bank, National Association75%197 / 26497%$155K191

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals the borrower accepted. Lenders with fewer than 20 decisions are marked as a limited sample and are never used for a “highest approval” claim. How these numbers are built.

Fat Boy found 292 more lenders.

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You are seeing the 5 largest mortgage refinance lenders in Lake County. Unlock every lender who decided one of these loans here, what they approved, how much borrowers actually took, and how far the nearest office is.

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Other lending data for Lake County

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Nearby markets

All lending in Lake CountyCounty overviewRefinance across IllinoisStatewideCook CountyNearby countyMcHenry CountyNearby county