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cash-out refinance lenders · HMDA 2023–2025

Cash-out refinance lenders in Lake County, Illinois

Fat Boy Data analyzed cash-out refinance activity in Lake County, Illinois to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 6,739 applications were decided by 277 lenders between 2023 and 2025.

Lake County at a glance

277Active lenders43 with 20+ decisions
71.1%Market approval rate4,793 of 6,739 decided
$185KTypical loanmedian lender, $10K brackets
94%Borrower take-up4,516 loans funded

How Lake County compares

Approval rate compared
Lake County71.1%Illinois66.4%All 616 counties68.2%
Typical loan compared
Lake County$185KIllinois$155KAll 616 counties$155K

What the data shows

Rocket Mortgage, LLC made the most cash-out refinances in Lake County, IL, 774 of them.

Crosscountry Mortgage, LLC approved the highest share of applications among lenders with at least 20 decisions here, 95% of 84.

The typical cash-out refinance here is $185K, 19% larger than the Illinois typical of $155K.

Approval rate of all 43 lenders with 20+ decisions here
0%25%50%75%100%Lakeview Loan Servicing, LLC: 18% approved of 80Mortgage Research Center, LLC: 23% approved of 74Amerisave Mortgage Corporation: 28% approved of 323New Day Financial, LLC: 34% approved of 56Carrington Mortgage Services, LLC: 40% approved of 135Spring Eq, LLC: 41% approved of 41Mutual of Omaha Mortgage, Inc.: 42% approved of 71Neighborhood Loans, Inc.: 48% approved of 25Navy Federal Credit Union: 50% approved of 46Newrez LLC: 51% approved of 222Wells Fargo Bank, National Association: 52% approved of 66Village Capital & Investment LLC: 57% approved of 21New American Funding, LLC: 59% approved of 73First American Bank: 61% approved of 23Quorum Federal Credit Union: 62% approved of 34Credit Union 1: 64% approved of 85Pennymac Loan Services, LLC: 64% approved of 107Freedom Mortgage Corporation: 65% approved of 153Loandepot.Com, LLC: 66% approved of 163United Wholesale Mortgage, LLC: 71% approved of 301BMO Bank National Association: 72% approved of 388Flagstar Bank, National Association: 74% approved of 43Guild Mortgage Company LLC: 75% approved of 24U.S. Bank National Association: 77% approved of 91Fifth Third Bank, National Association: 77% approved of 31Fairway Independent Mortgage Corporation: 80% approved of 40The Huntington National Bank: 80% approved of 204JPMorgan Chase Bank, National Association: 81% approved of 182American Pacific Mortgage Corporation: 81% approved of 37Rocket Mortgage, LLC: 81% approved of 990Lower, LLC: 82% approved of 65Community Trust Credit Union: 83% approved of 53Nationstar Mortgage LLC: 83% approved of 138Guaranteed Rate, Inc.: 84% approved of 75Baxter Credit Union: 85% approved of 177Consumers Cooperative Credit Union: 85% approved of 898Barrington Bank & Trust Company, National Association: 85% approved of 68Diamond Residential Mortgage Corporation: 86% approved of 29The Federal Savings Bank: 86% approved of 29PNC Bank, National Association: 88% approved of 26Crosscountry Mortgage, LLC: 95% approved of 84Coastal Community Bank: 100% approved of 27Towne Mortgage Company: 100% approved of 26

Each dot is one lender, placed at its approval rate. Hover for the name and sample size.

Cash-out refinance lenders in Lake County

LenderApprovalApprovedTaken upTypical loanLoans made
1Rocket Mortgage, LLC81%805 / 99096%$135K774
2Consumers Cooperative Credit Union85%762 / 89894%$75K713
3BMO Bank National Association72%278 / 38897%$205K269
4Amerisave Mortgage Corporation28%90 / 32398%$125K88
5United Wholesale Mortgage, LLCBroker only71%214 / 30197%$225K207

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals the borrower accepted. Lenders with fewer than 20 decisions are marked as a limited sample and are never used for a “highest approval” claim. How these numbers are built.

Fat Boy found 272 more lenders.

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Other lending data for Lake County

Mortgage lenders in Lake CountyHome improvement loans in Lake CountyRefinance in Lake CountyInvestment property purchase in Lake CountyInvestment cash-out refinance in Lake CountyInvestment refinance in Lake CountyInvestment home improvement in Lake County

Nearby markets

All lending in Lake CountyCounty overviewCash-out refinance across IllinoisStatewideCook CountyNearby countyMcHenry CountyNearby county