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home improvement loan lenders · HMDA 2023–2025

Home improvement loan lenders in Hendricks County, Indiana

Fat Boy Data analyzed home improvement loan activity in Hendricks County, Indiana to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 2,391 applications were decided by 91 lenders between 2023 and 2025.

Hendricks County at a glance

91Active lenders21 with 20+ decisions
67.7%Market approval rate1,618 of 2,391 decided
$75KTypical loanmedian lender, $10K brackets
96%Borrower take-up1,551 loans funded

How Hendricks County compares

Approval rate compared
Hendricks County67.7%Indiana67.0%All 616 counties62.7%
Typical loan compared
Hendricks County$75KIndiana$55KAll 616 counties$75K

What the data shows

Indiana Members Credit Union made the most home improvement loans in Hendricks County, IN, 246 of them.

Elements Financial Federal Credit Union approved the highest share of applications among lenders with at least 20 decisions here, 85% of 93.

The typical home improvement loan here is $75K, 36% larger than the Indiana typical of $55K.

Only 1 lender here typically writes at or below $35K: Figure Lending LLC.

Approval rate of all 21 lenders with 20+ decisions here
0%25%50%75%100%U.S. Bank National Association: 28% approved of 46Regions Bank: 37% approved of 62Bank of America, National Association: 39% approved of 57Discover Bank: 41% approved of 78Spring Eq, LLC: 54% approved of 28BMO Bank National Association: 57% approved of 76Citizens Bank, National Association: 57% approved of 21Navy Federal Credit Union: 58% approved of 33The Huntington National Bank: 60% approved of 413Fifth Third Bank, National Association: 64% approved of 184PNC Bank, National Association: 68% approved of 243Old National Bank: 69% approved of 45First Financial Bank: 71% approved of 56First Merchants Bank: 74% approved of 35Centier Bank: 75% approved of 24Horizon Bank: 77% approved of 86Forum: 77% approved of 109Everwise Credit Union: 81% approved of 73Figure Lending LLC: 82% approved of 50Indiana Members Credit Union: 84% approved of 305Elements Financial Federal Credit Union: 85% approved of 93

Each dot is one lender, placed at its approval rate. Hover for the name and sample size.

Home improvement loan lenders in Hendricks County

LenderApprovalApprovedTaken upTypical loanLoans made
1The Huntington National Bank60%247 / 41397%$85K240
2Indiana Members Credit Union84%255 / 30596%$55K246
3PNC Bank, National Association68%166 / 24397%$105K161
4Fifth Third Bank, National Association64%118 / 18494%$75K111
5Forum77%84 / 10999%$55K83

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals the borrower accepted. Lenders with fewer than 20 decisions are marked as a limited sample and are never used for a “highest approval” claim. How these numbers are built.

Fat Boy found 86 more lenders.

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