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investment property refinance lenders · HMDA 2023–2025

Investment property refinance lenders in Madison County, Indiana

Fat Boy Data analyzed investment property refinance activity in Madison County, Indiana to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 166 applications were decided by 49 lenders between 2023 and 2025.

Madison County at a glance

49Active lenders1 with 20+ decisions
80.7%Market approval rate134 of 166 decided
$115KTypical loanmedian lender, $10K brackets
95%Borrower take-up127 loans funded

How Madison County compares

Approval rate compared
Madison County80.7%Indiana81.5%All 616 counties77.7%
Typical loan compared
Madison County$115KIndiana$135KAll 616 counties$235K

What the data shows

Kiavi Funding, Inc. made the most investment property refinances in Madison County, IN, 36 of them.

That is 28% of every investment property refinance originated here, so this market is unusually concentrated in one lender.

Kiavi Funding, Inc. approved the highest share of applications among lenders with at least 20 decisions here, 86% of 43.

The typical investment property refinance here is $115K, 15% smaller than the Indiana typical of $135K.

Investment property refinance lenders in Madison County

LenderApprovalApprovedTaken upTypical loanLoans made
1Kiavi Funding, Inc.86%37 / 4397%$125K36
2Indiana University Credit UnionLimited sample100%13 / 13100%$95K13
3CraneLimited sample100%12 / 12100%$115K12
4Bpl Mortgage, LLCLimited sample89%8 / 988%$85K7
5Homexpress Mortgage Corp.Broker only0%0 / 80

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals the borrower accepted. Lenders with fewer than 20 decisions are marked as a limited sample and are never used for a “highest approval” claim. How these numbers are built.

Fat Boy found 44 more lenders.

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