Cash-out refinance lenders in Monroe County, Indiana
Fat Boy Data analyzed cash-out refinance activity in Monroe County, Indiana to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 1,907 applications were decided by 106 lenders between 2023 and 2025.
Monroe County at a glance
How Monroe County compares
What the data shows
Indiana University Credit Union made the most cash-out refinances in Monroe County, IN, 721 of them.
That is 52% of every cash-out refinance originated here, so this market is unusually concentrated in one lender.
JPMorgan Chase Bank, National Association approved the highest share of applications among lenders with at least 20 decisions here, 92% of 24.
Lenders approved 76.8% of cash-out refinance applications in Monroe County, IN, 5.8 percentage points above the Indiana rate of 71.0%.
The typical cash-out refinance here is $65K, 52% smaller than the Indiana typical of $135K.
Each dot is one lender, placed at its approval rate. Hover for the name and sample size.
Cash-out refinance lenders in Monroe County
| Lender | Approval | Approved | Taken up | Typical loan | Loans made | |
|---|---|---|---|---|---|---|
| 1 | Indiana University Credit Union | 82% | 733 / 895 | 98% | $65K | 721 |
| 2 | Rocket Mortgage, LLC | 86% | 146 / 170 | 91% | $135K | 133 |
| 3 | Carrington Mortgage Services, LLC | 46% | 24 / 52 | 75% | $175K | 18 |
| 4 | Freedom Mortgage Corporation | 73% | 36 / 49 | 97% | $195K | 35 |
| 5 | Ruoff Mortgage Company, Inc. | 70% | 32 / 46 | 91% | $225K | 29 |
Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals the borrower accepted. Lenders with fewer than 20 decisions are marked as a limited sample and are never used for a “highest approval” claim. How these numbers are built.
Fat Boy found 101 more lenders.
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You are seeing the 5 largest cash-out refinance lenders in Monroe County. Unlock every lender who decided one of these loans here, what they approved, how much borrowers actually took, and how far the nearest office is.
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