Home improvement loan lenders in Black Hawk County, Iowa
Fat Boy Data analyzed home improvement loan activity in Black Hawk County, Iowa to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 1,584 applications were decided by 42 lenders between 2023 and 2025.
Black Hawk County at a glance
How Black Hawk County compares
What the data shows
Veridian Credit Union made the most home improvement loans in Black Hawk County, IA, 860 of them.
That is 65% of every home improvement loan originated here, so this market is unusually concentrated in one lender.
Farmers State Bank approved the highest share of applications among lenders with at least 20 decisions here, 95% of 56.
The typical home improvement loan here is $35K, 36% smaller than the Iowa typical of $55K.
Only 3 lenders here typically write at or below $35K: Regions Bank, Veridian Credit Union, Farmers State Bank.
Each dot is one lender, placed at its approval rate. Hover for the name and sample size.
Home improvement loan lenders in Black Hawk County
| Lender | Approval | Approved | Taken up | Typical loan | Loans made | |
|---|---|---|---|---|---|---|
| 1 | Veridian Credit Union | 90% | 865 / 960 | 99% | $35K | 860 |
| 2 | GREENSTATE Credit Union | 83% | 188 / 226 | 94% | $45K | 176 |
| 3 | U.S. Bank National Association | 64% | 42 / 66 | 98% | $55K | 41 |
| 4 | Empeople Credit Union | 84% | 54 / 64 | 100% | $45K | 54 |
| 5 | Farmers State Bank | 95% | 53 / 56 | 94% | $35K | 50 |
Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals the borrower accepted. Lenders with fewer than 20 decisions are marked as a limited sample and are never used for a “highest approval” claim. How these numbers are built.
Fat Boy found 37 more lenders.
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You are seeing the 5 largest home improvement loan lenders in Black Hawk County. Unlock every lender who decided one of these loans here, what they approved, how much borrowers actually took, and how far the nearest office is.
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