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refinance lenders · HMDA 2023–2025

Refinance lenders in Scott County, Iowa

Fat Boy Data analyzed mortgage refinance activity in Scott County, Iowa to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 1,532 applications were decided by 122 lenders between 2023 and 2025.

Scott County at a glance

122Active lenders19 with 20+ decisions
84.9%Market approval rate1,300 of 1,532 decided
$145KTypical loanmedian lender, $10K brackets
93%Borrower take-up1,208 loans funded

How Scott County compares

Approval rate compared
Scott County84.9%Iowa85.1%All 616 counties76.5%
Typical loan compared
Scott County$145KIowa$105KAll 616 counties$295K

What the data shows

GREENSTATE Credit Union made the most mortgage refinances in Scott County, IA, 167 of them.

Ruhl Mortgage, LLC approved the highest share of applications among lenders with at least 20 decisions here, 100% of 74.

The typical mortgage refinance here is $145K, 38% larger than the Iowa typical of $105K.

Approval rate of all 19 lenders with 20+ decisions here
0%25%50%75%100%Newrez LLC: 48% approved of 21Rocket Mortgage, LLC: 67% approved of 49CBI Bank & Trust: 70% approved of 44Ascentra Credit Union: 76% approved of 76I. H. Mississippi Valley Credit Union: 80% approved of 228Old National Bank: 81% approved of 31Empeople Credit Union: 85% approved of 110First Central State Bank: 86% approved of 21U.S. Bank National Association: 89% approved of 36GREENSTATE Credit Union: 92% approved of 190Freedom Mortgage Corporation: 92% approved of 39Pennymac Loan Services, LLC: 93% approved of 27American Bank and Trust Company, National Association: 94% approved of 31Lower, LLC: 95% approved of 65Quad City Bank And Trust Company: 98% approved of 53Ruhl Mortgage, LLC: 100% approved of 74United Wholesale Mortgage, LLC: 100% approved of 53New American Funding, LLC: 100% approved of 33First Trust and Savings Bank: 100% approved of 23

Each dot is one lender, placed at its approval rate. Hover for the name and sample size.

Refinance lenders in Scott County

LenderApprovalApprovedTaken upTypical loanLoans made
1I. H. Mississippi Valley Credit Union80%183 / 22877%$105K141
2GREENSTATE Credit Union92%174 / 19096%$145K167
3Empeople Credit Union85%94 / 11099%$115K93
4Ascentra Credit Union76%58 / 76100%$125K58
5Ruhl Mortgage, LLC100%74 / 7499%$255K73

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals the borrower accepted. Lenders with fewer than 20 decisions are marked as a limited sample and are never used for a “highest approval” claim. How these numbers are built.

Fat Boy found 117 more lenders.

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