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refinance lenders · HMDA 2023–2025

Refinance lenders in Iowa

Fat Boy Data analyzed mortgage refinance activity in Iowa to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 13,653 applications were decided by 334 lenders between 2023 and 2025.

Iowa at a glance

334Active lenders92 with 20+ decisions
85.1%Market approval rate11,624 of 13,653 decided
$105KTypical loanmedian lender, $10K brackets
95%Borrower take-up11,070 loans funded

How Iowa compares

Approval rate compared
Iowa85.1%All 616 counties76.5%
Typical loan compared
Iowa$105KAll 616 counties$295K

What the data shows

GREENSTATE Credit Union made the most mortgage refinances in Iowa, 2,766 of them.

Ruhl Mortgage, LLC approved the highest share of applications among lenders with at least 20 decisions here, 100% of 77.

Lenders approved 85.1% of mortgage refinance applications in Iowa, 8.7 percentage points above the the United States rate of 76.5%.

The typical mortgage refinance here is $105K, 64% smaller than the the United States typical of $295K.

Approval rate of all 60 lenders with 20+ decisions here
0%25%50%75%100%Amerisave Mortgage Corporation: 13% approved of 45Marine Credit Union: 44% approved of 54Lakeview Loan Servicing, LLC: 49% approved of 72Regions Bank: 55% approved of 44Dupaco Community: 60% approved of 158Newrez LLC: 62% approved of 122Mortgage Research Center, LLC: 67% approved of 135Cedar Rapids Bank And Trust Company: 69% approved of 54Greater Iowa Credit Union: 69% approved of 87Wells Fargo Bank, National Association: 69% approved of 85Siouxland Federal Credit Union: 70% approved of 253Corda Credit Union: 73% approved of 118Mutual of Omaha Mortgage, Inc.: 73% approved of 48Collins Community Credit Union: 73% approved of 286Rocket Mortgage, LLC: 74% approved of 358Royal United Mortgage LLC: 74% approved of 92CBI Bank & Trust: 75% approved of 61The Security National Bank of Sioux City, Iowa: 76% approved of 99First Interstate Bank: 76% approved of 38Ascentra Credit Union: 77% approved of 77Bank of America, National Association: 79% approved of 53I. H. Mississippi Valley Credit Union: 81% approved of 262Farmers State Bank: 81% approved of 120U.S. Bank National Association: 82% approved of 242Community 1St Credit Union: 84% approved of 107Great Southern Bank: 84% approved of 51Empeople Credit Union: 85% approved of 264MidWestOne Bank: 87% approved of 176Guaranteed Rate, Inc.: 87% approved of 62Farmers State Bank: 87% approved of 103Iowa Bankers Mortgage Corporation: 88% approved of 120Bank Iowa: 88% approved of 40Community Choice Credit Union: 88% approved of 199Homeservices Lending, LLC: 88% approved of 50Raccoon Valley Bank: 88% approved of 43Earlham Savings Bank: 89% approved of 44United Wholesale Mortgage, LLC: 89% approved of 459Central Bank: 89% approved of 72Bankers Trust Company: 89% approved of 230Hills Bank and Trust Company: 89% approved of 512Midwest Heritage Bank, FSB: 90% approved of 39Pennymac Loan Services, LLC: 90% approved of 160Veridian Credit Union: 90% approved of 1,345Journey Credit Union: 90% approved of 51Barrington Bank & Trust Company, National Association: 91% approved of 56Freedom Mortgage Corporation: 91% approved of 205Northwest Bank: 91% approved of 207Village Capital & Investment LLC: 92% approved of 97GREENSTATE Credit Union: 92% approved of 3,124New American Funding, LLC: 92% approved of 92Lower, LLC: 93% approved of 103Endeavor Capital, LLC.: 94% approved of 54Ohnward Bank & Trust: 96% approved of 57Fidelity Bank: 97% approved of 66Luana Savings Bank: 98% approved of 224Quad City Bank And Trust Company: 98% approved of 54Cedar Falls Community Credit Union: 99% approved of 67Ruhl Mortgage, LLC: 100% approved of 77Mount Vernon Bank and Trust Company: 100% approved of 64Residential Mortgage Network, Inc.: 100% approved of 44

Each dot is one lender, placed at its approval rate. Hover for the name and sample size.

Refinance lenders in Iowa

LenderApprovalApprovedTaken upTypical loanLoans made
1GREENSTATE Credit Union92%2,872 / 3,12496%$105K2,766
2Veridian Credit Union90%1,212 / 1,34598%$85K1,192
3Hills Bank and Trust Company89%457 / 51297%$125K444
4United Wholesale Mortgage, LLCBroker only89%408 / 45994%$305K382
5Rocket Mortgage, LLC74%264 / 35896%$205K253

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals the borrower accepted. Lenders with fewer than 20 decisions are marked as a limited sample and are never used for a “highest approval” claim. How these numbers are built.

Fat Boy found 329 more lenders.

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Other lending data for Iowa

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Counties in Iowa

Polk CountyCountyLinn CountyCountyScott CountyCountyJohnson CountyCountyBlack Hawk CountyCountyWoodbury CountyCountyDallas CountyCounty