Cash-out refinance lenders in Fayette County, Kentucky
Fat Boy Data analyzed cash-out refinance activity in Fayette County, Kentucky to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 2,469 applications were decided by 154 lenders between 2023 and 2025.
Fayette County at a glance
How Fayette County compares
What the data shows
Rocket Mortgage, LLC made the most cash-out refinances in Fayette County, KY, 507 of them.
That is 29% of every cash-out refinance originated here, so this market is unusually concentrated in one lender.
Republic Bank & Trust Company approved the highest share of applications among lenders with at least 20 decisions here, 89% of 91.
The typical cash-out refinance here is $155K, 15% larger than the Kentucky typical of $135K.
Each dot is one lender, placed at its approval rate. Hover for the name and sample size.
Cash-out refinance lenders in Fayette County
| Lender | Approval | Approved | Taken up | Typical loan | Loans made | |
|---|---|---|---|---|---|---|
| 1 | Rocket Mortgage, LLC | 84% | 521 / 619 | 97% | $155K | 507 |
| 2 | Amerisave Mortgage Corporation | 29% | 46 / 158 | 100% | $105K | 46 |
| 3 | Commonwealth Federal Credit Union | 80% | 97 / 121 | 100% | $85K | 97 |
| 4 | United Wholesale Mortgage, LLCBroker only | 84% | 92 / 110 | 97% | $215K | 89 |
| 5 | Republic Bank & Trust Company | 89% | 81 / 91 | 98% | $115K | 79 |
Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals the borrower accepted. Lenders with fewer than 20 decisions are marked as a limited sample and are never used for a “highest approval” claim. How these numbers are built.
Fat Boy found 149 more lenders.
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You are seeing the 5 largest cash-out refinance lenders in Fayette County. Unlock every lender who decided one of these loans here, what they approved, how much borrowers actually took, and how far the nearest office is.
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