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investment property lenders · HMDA 2023–2025

Investment property lenders in Fayette County, Kentucky

Fat Boy Data analyzed investment property mortgage activity in Fayette County, Kentucky to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 1,620 applications were decided by 193 lenders between 2023 and 2025.

Fayette County at a glance

193Active lenders23 with 20+ decisions
92.2%Market approval rate1,493 of 1,620 decided
$205KTypical loanmedian lender, $10K brackets
98%Borrower take-up1,461 loans funded

How Fayette County compares

Approval rate compared
Fayette County92.2%Kentucky91.3%All 616 counties87.5%
Typical loan compared
Fayette County$205KKentucky$165KAll 616 counties$255K

What the data shows

Traditional Bank, Inc. made the most investment property mortgages in Fayette County, KY, 109 of them.

Traditional Bank, Inc. approved the highest share of applications among lenders with at least 20 decisions here, 100% of 112.

The typical investment property mortgage here is $205K, 24% larger than the Kentucky typical of $165K.

Approval rate of all 23 lenders with 20+ decisions here
0%25%50%75%100%University of Kentucky: 75% approved of 87Rocket Mortgage, LLC: 75% approved of 20U.S. Bank National Association: 79% approved of 24United Wholesale Mortgage, LLC: 85% approved of 61Bank of the Bluegrass and Trust Company: 91% approved of 44Stock Yards Bank & Trust Company: 94% approved of 47Provident Funding Associates, L.P.: 95% approved of 39Guardian Savings Bank: 95% approved of 42Bank of Lexington, Inc.: 95% approved of 87South Central Bank, Inc.: 95% approved of 22Community Trust Bank, Inc.: 96% approved of 52Central Bank & Trust Co.: 96% approved of 82City National Bank of West Virginia: 97% approved of 31JPMorgan Chase Bank, National Association: 97% approved of 37Commonwealth Federal Credit Union: 97% approved of 76Traditional Bank, Inc.: 100% approved of 112Peoples Exchange Bank: 100% approved of 54Stockton Mortgage Corporation: 100% approved of 32Ark-La-Tex Financial Services, LLC.: 100% approved of 28Republic Bank & Trust Company: 100% approved of 23The Farmers Bank: 100% approved of 23Cumberland Valley National Bank & Trust Company: 100% approved of 21Amwest Funding Corp.: 100% approved of 21

Each dot is one lender, placed at its approval rate. Hover for the name and sample size.

Investment property lenders in Fayette County

LenderApprovalApprovedTaken upTypical loanLoans made
1Traditional Bank, Inc.100%112 / 11297%$245K109
2University of Kentucky75%65 / 8798%$175K64
3Bank of Lexington, Inc.95%83 / 8790%$235K75
4Central Bank & Trust Co.96%79 / 82100%$225K79
5Commonwealth Federal Credit Union97%74 / 7699%$185K73

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals the borrower accepted. Lenders with fewer than 20 decisions are marked as a limited sample and are never used for a “highest approval” claim. How these numbers are built.

Fat Boy found 188 more lenders.

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You are seeing the 5 largest investment property mortgage lenders in Fayette County. Unlock every lender who decided one of these loans here, what they approved, how much borrowers actually took, and how far the nearest office is.

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