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mortgage lenders · HMDA 2023–2025

Mortgage lenders in Jefferson County, Kentucky

Fat Boy Data analyzed home purchase mortgage activity in Jefferson County, Kentucky to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 30,951 applications were decided by 424 lenders between 2023 and 2025.

Jefferson County at a glance

424Active lenders124 with 20+ decisions
88.9%Market approval rate27,520 of 30,951 decided
$225KTypical loanmedian lender, $10K brackets
98%Borrower take-up26,971 loans funded

How Jefferson County compares

Approval rate compared
Jefferson County88.9%Kentucky88.2%All 616 counties87.6%
Typical loan compared
Jefferson County$225KKentucky$235KAll 616 counties$335K

What the data shows

First Financial Bank made the most home purchase mortgages in Jefferson County, KY, 1,777 of them.

Movement Mortgage, LLC approved the highest share of applications among lenders with at least 20 decisions here, 100% of 110.

Approval rate of all 60 lenders with 20+ decisions here
0%25%50%75%100%21St Mortgage Corporation: 24% approved of 298Vanderbilt Mortgage and Finance, Inc.: 52% approved of 569Park Lane Finance Solutions, LLC: 63% approved of 150Commonwealth Federal Credit Union: 68% approved of 161River City Bank, Inc.: 74% approved of 140Flagstar Bank, National Association: 74% approved of 125Kind Lending, LLC: 78% approved of 393Bank of America, National Association: 81% approved of 124Navy Federal Credit Union: 82% approved of 136German American Bank: 83% approved of 127Old National Bank: 83% approved of 141Plaza Home Mortgage, Inc.: 84% approved of 139Pulte Mortgage LLC: 84% approved of 320Fifth Third Bank, National Association: 85% approved of 451Pennymac Loan Services, LLC: 85% approved of 143Truist Bank: 87% approved of 387Emm Loans LLC: 88% approved of 187Stock Yards Bank & Trust Company: 88% approved of 1,404Mortgage Research Center, LLC: 88% approved of 387Traditional Bank, Inc.: 89% approved of 109U.S. Bank National Association: 89% approved of 1,046Freedom Mortgage Corporation: 90% approved of 279Click N' Close, Inc.: 90% approved of 136Rocket Mortgage, LLC: 90% approved of 1,040PNC Bank, National Association: 90% approved of 456Northpointe Bank: 91% approved of 1,570Fairway Independent Mortgage Corporation: 91% approved of 963Park Federal Credit Union: 91% approved of 323Guaranteed Rate, Inc.: 91% approved of 113JPMorgan Chase Bank, National Association: 91% approved of 544New American Funding, LLC: 91% approved of 223First Financial Bank: 92% approved of 1,947Everett Financial, Inc.: 92% approved of 216Union Home Mortgage Corp.: 92% approved of 172United Wholesale Mortgage, LLC: 93% approved of 3,860Republic Bank & Trust Company: 93% approved of 904The Loan Store, Inc.: 94% approved of 249Victory Mortgage, L.L.C.: 94% approved of 277Magnolia Bank, Incorporated: 94% approved of 497Provident Funding Associates, L.P.: 94% approved of 362Stockton Mortgage Corporation: 95% approved of 742Liberty Credit Union: 96% approved of 212American Financial Resources, Inc.: 96% approved of 118Lower, LLC: 96% approved of 284Prosperity Home Mortgage, LLC: 96% approved of 369Paramount Residential Mortgage Group, Inc.: 96% approved of 204Eclipse Bank, Inc.: 96% approved of 110L & N Federal Credit Union: 97% approved of 358Wilson & Muir Bank & Trust Company: 97% approved of 151The Mortgage Warehouse, LLC: 97% approved of 114Ark-La-Tex Financial Services, LLC.: 98% approved of 241Envoy Mortgage, Ltd: 98% approved of 162Thrive Mortgage, LLC: 98% approved of 166Bay Equity LLC: 98% approved of 127Interlinc Mortgage Services, LLC: 98% approved of 607Ruoff Mortgage Company, Inc.: 98% approved of 596Crosscountry Mortgage, LLC: 98% approved of 432Cmg Mortgage, Inc.: 98% approved of 130Plains Commerce Bank: 99% approved of 149Movement Mortgage, LLC: 100% approved of 110

Each dot is one lender, placed at its approval rate. Hover for the name and sample size.

Mortgage lenders in Jefferson County

LenderApprovalApprovedTaken upTypical loanLoans made
1United Wholesale Mortgage, LLCBroker only93%3,580 / 3,86099%$215K3,550
2First Financial Bank92%1,785 / 1,947100%$155K1,777
3Northpointe Bank91%1,423 / 1,570100%$235K1,419
4Stock Yards Bank & Trust Company88%1,232 / 1,40499%$195K1,222
5U.S. Bank National Association89%936 / 1,04698%$205K920

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals the borrower accepted. Lenders with fewer than 20 decisions are marked as a limited sample and are never used for a “highest approval” claim. How these numbers are built.

Fat Boy found 419 more lenders.

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You are seeing the 5 largest home purchase mortgage lenders in Jefferson County. Unlock every lender who decided one of these loans here, what they approved, how much borrowers actually took, and how far the nearest office is.

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Other lending data for Jefferson County

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Nearby markets

All lending in Jefferson CountyCounty overviewMortgage lenders across KentuckyStatewideHardin CountyNearby county