Home improvement loan lenders in Jefferson County, Kentucky
Fat Boy Data analyzed home improvement loan activity in Jefferson County, Kentucky to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 6,940 applications were decided by 130 lenders between 2023 and 2025.
Jefferson County at a glance
How Jefferson County compares
What the data shows
PNC Bank, National Association made the most home improvement loans in Jefferson County, KY, 666 of them.
Class Act Federal Credit Union approved the highest share of applications among lenders with at least 20 decisions here, 100% of 35.
Only 3 lenders here typically write at or below $35K: ADVANZ Federal Credit Union, Class Act Federal Credit Union, Autotruck Financial Credit Union.
Each dot is one lender, placed at its approval rate. Hover for the name and sample size.
Home improvement loan lenders in Jefferson County
| Lender | Approval | Approved | Taken up | Typical loan | Loans made | |
|---|---|---|---|---|---|---|
| 1 | PNC Bank, National Association | 67% | 691 / 1,027 | 96% | $65K | 666 |
| 2 | Fifth Third Bank, National Association | 65% | 541 / 837 | 96% | $65K | 517 |
| 3 | Republic Bank & Trust Company | 87% | 617 / 708 | 98% | $65K | 607 |
| 4 | Stock Yards Bank & Trust Company | 63% | 394 / 629 | 97% | $65K | 383 |
| 5 | U.S. Bank National Association | 40% | 146 / 364 | 97% | $65K | 142 |
Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals the borrower accepted. Lenders with fewer than 20 decisions are marked as a limited sample and are never used for a “highest approval” claim. How these numbers are built.
Fat Boy found 125 more lenders.
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You are seeing the 5 largest home improvement loan lenders in Jefferson County. Unlock every lender who decided one of these loans here, what they approved, how much borrowers actually took, and how far the nearest office is.
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- Typical loan and full range
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- Branch count and how to apply
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