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refinance lenders · HMDA 2023–2025

Refinance lenders in Maine

Fat Boy Data analyzed mortgage refinance activity in Maine to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 9,162 applications were decided by 250 lenders between 2023 and 2025.

Maine at a glance

250Active lenders71 with 20+ decisions
81.4%Market approval rate7,459 of 9,162 decided
$205KTypical loanmedian lender, $10K brackets
95%Borrower take-up7,081 loans funded

How Maine compares

Approval rate compared
Maine81.4%All 616 counties76.5%
Typical loan compared
Maine$205KAll 616 counties$295K

What the data shows

Bangor Savings Bank made the most mortgage refinances in Maine, 629 of them.

Guaranteed Rate, Inc. approved the highest share of applications among lenders with at least 20 decisions here, 100% of 29.

The typical mortgage refinance here is $205K, 31% smaller than the the United States typical of $295K.

Approval rate of all 60 lenders with 20+ decisions here
0%25%50%75%100%Amerisave Mortgage Corporation: 17% approved of 29Discover Bank: 30% approved of 164Spring Eq, LLC: 47% approved of 30Lakeview Loan Servicing, LLC: 57% approved of 161Evergreen Credit Union: 59% approved of 118Lighthouse Federal Credit Union: 60% approved of 58Navy Federal Credit Union: 61% approved of 31KeyBank National Association: 64% approved of 131Cuso Mortgage Corporation: 64% approved of 28Newrez LLC: 65% approved of 135Onity Mortgage Corporation: 67% approved of 36Maine State Credit Union: 67% approved of 64Bank of America, National Association: 70% approved of 166Mortgage Research Center, LLC: 71% approved of 124Empeople Credit Union: 73% approved of 256Peopleschoice Credit Union: 74% approved of 106Saco & Biddeford Savings Institution: 74% approved of 58Maine Family: 74% approved of 140Manufacturers and Traders Trust Company: 77% approved of 107Citizens Bank, National Association: 77% approved of 127Homebridge Financial Services, Inc.: 78% approved of 40Bangor Savings Bank: 78% approved of 822First National Bank: 78% approved of 27Kennebunk Savings Bank: 78% approved of 168Finance of America Reverse LLC: 80% approved of 30Rocket Mortgage, LLC: 80% approved of 423Atlantic Regional Federal Credit Union: 80% approved of 141Maine Community Bank: 80% approved of 177Bangor Federal Credit Union: 82% approved of 67Cport: 83% approved of 46Longbridge Financial, LLC: 83% approved of 41Loandepot.Com, LLC: 83% approved of 71Gorham Savings Bank: 84% approved of 145Lincoln Maine Federal Credit Union: 84% approved of 108TD Bank, National Association: 85% approved of 502New American Funding, LLC: 86% approved of 51KATAHDIN Federal Credit Union: 86% approved of 37Kennebec Savings Bank: 89% approved of 622Cumberland County: 89% approved of 45Mutual of Omaha Mortgage, Inc.: 89% approved of 93Machias Savings Bank: 90% approved of 49Pennymac Loan Services, LLC: 90% approved of 121Village Capital & Investment LLC: 91% approved of 77United Wholesale Mortgage, LLC: 91% approved of 611Fairway Independent Mortgage Corporation: 91% approved of 34Katahdin Trust Company: 91% approved of 34U.S. Bank National Association: 91% approved of 47Nationstar Mortgage LLC: 93% approved of 72Cmg Mortgage, Inc.: 93% approved of 274Guild Mortgage Company LLC: 95% approved of 277Town & Country Federal Credit Union: 95% approved of 64The Camden National Bank: 96% approved of 103Northpoint Mortgage, Inc.: 96% approved of 27Saco Valley Credit Union: 96% approved of 112Sis Bancorp, Mhc: 97% approved of 31Freedom Mortgage Corporation: 97% approved of 305Crosscountry Mortgage, LLC: 98% approved of 41Truchoice Federal Credit Union: 98% approved of 41University Credit Union: 99% approved of 83Guaranteed Rate, Inc.: 100% approved of 29

Each dot is one lender, placed at its approval rate. Hover for the name and sample size.

Refinance lenders in Maine

LenderApprovalApprovedTaken upTypical loanLoans made
1Bangor Savings Bank78%639 / 82298%$205K629
2Kennebec Savings Bank89%551 / 62295%$105K524
3United Wholesale Mortgage, LLCBroker only91%557 / 61198%$385K545
4TD Bank, National Association85%425 / 50299%$145K422
5Rocket Mortgage, LLC80%339 / 42394%$365K318

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals the borrower accepted. Lenders with fewer than 20 decisions are marked as a limited sample and are never used for a “highest approval” claim. How these numbers are built.

Fat Boy found 245 more lenders.

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You are seeing the 5 largest mortgage refinance lenders in Maine. Unlock every lender who decided one of these loans here, what they approved, how much borrowers actually took, and how far the nearest office is.

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Other lending data for Maine

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Counties in Maine

Cumberland CountyCountyYork CountyCountyPenobscot CountyCountyKennebec CountyCountyAndroscoggin CountyCounty