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refinance lenders · HMDA 2023–2025

Refinance lenders in Cumberland County, Maine

Fat Boy Data analyzed mortgage refinance activity in Cumberland County, Maine to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 2,945 applications were decided by 174 lenders between 2023 and 2025.

Cumberland County at a glance

174Active lenders33 with 20+ decisions
80.4%Market approval rate2,369 of 2,945 decided
$235KTypical loanmedian lender, $10K brackets
96%Borrower take-up2,266 loans funded

How Cumberland County compares

Approval rate compared
Cumberland County80.4%Maine81.4%All 616 counties76.5%
Typical loan compared
Cumberland County$235KMaine$205KAll 616 counties$295K

What the data shows

Bangor Savings Bank made the most mortgage refinances in Cumberland County, ME, 249 of them.

University Credit Union approved the highest share of applications among lenders with at least 20 decisions here, 100% of 28.

The typical mortgage refinance here is $235K, 15% larger than the Maine typical of $205K.

Approval rate of all 33 lenders with 20+ decisions here
0%25%50%75%100%Discover Bank: 36% approved of 42Lakeview Loan Servicing, LLC: 50% approved of 40KeyBank National Association: 62% approved of 65Newrez LLC: 65% approved of 40Evergreen Credit Union: 66% approved of 97Manufacturers and Traders Trust Company: 69% approved of 39Empeople Credit Union: 73% approved of 153Bank of America, National Association: 74% approved of 90Saco & Biddeford Savings Institution: 75% approved of 24Maine Community Bank: 75% approved of 73Bangor Savings Bank: 77% approved of 331Atlantic Regional Federal Credit Union: 79% approved of 34Rocket Mortgage, LLC: 80% approved of 108Kennebec Savings Bank: 84% approved of 32TD Bank, National Association: 84% approved of 258New American Funding, LLC: 85% approved of 27Mutual of Omaha Mortgage, Inc.: 85% approved of 34Gorham Savings Bank: 85% approved of 117Citizens Bank, National Association: 86% approved of 36Cumberland County: 88% approved of 40Pennymac Loan Services, LLC: 88% approved of 24Nationstar Mortgage LLC: 88% approved of 25United Wholesale Mortgage, LLC: 91% approved of 193U.S. Bank National Association: 91% approved of 35Cmg Mortgage, Inc.: 93% approved of 103The Camden National Bank: 93% approved of 30Crosscountry Mortgage, LLC: 95% approved of 20Cport: 95% approved of 22Truchoice Federal Credit Union: 96% approved of 23Freedom Mortgage Corporation: 96% approved of 53Guild Mortgage Company LLC: 97% approved of 136Town & Country Federal Credit Union: 98% approved of 41University Credit Union: 100% approved of 28

Each dot is one lender, placed at its approval rate. Hover for the name and sample size.

Refinance lenders in Cumberland County

LenderApprovalApprovedTaken upTypical loanLoans made
1Bangor Savings Bank77%256 / 33197%$235K249
2TD Bank, National Association84%218 / 25899%$145K216
3United Wholesale Mortgage, LLCBroker only91%175 / 193100%$405K175
4Empeople Credit Union73%111 / 153100%$155K111
5Guild Mortgage Company LLC97%132 / 13694%$395K124

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals the borrower accepted. Lenders with fewer than 20 decisions are marked as a limited sample and are never used for a “highest approval” claim. How these numbers are built.

Fat Boy found 169 more lenders.

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You are seeing the 5 largest mortgage refinance lenders in Cumberland County. Unlock every lender who decided one of these loans here, what they approved, how much borrowers actually took, and how far the nearest office is.

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Other lending data for Cumberland County

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Nearby markets

All lending in Cumberland CountyCounty overviewRefinance across MaineStatewideAndroscoggin CountyNearby countyYork CountyNearby county