HomeMarylandBaltimore cityInvestment cash-out refinance
investment property cash-out lenders · HMDA 2023–2025

Investment property cash-out lenders in Baltimore city, Maryland

Fat Boy Data analyzed investment cash-out refinance activity in Baltimore city, Maryland to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 3,032 applications were decided by 193 lenders between 2023 and 2025.

Baltimore city at a glance

193Active lenders28 with 20+ decisions
72.2%Market approval rate2,189 of 3,032 decided
$155KTypical loanmedian lender, $10K brackets
85%Borrower take-up1,853 loans funded

How Baltimore city compares

Approval rate compared
Baltimore city72.2%Maryland70.4%All 616 counties73.1%
Typical loan compared
Baltimore city$155KMaryland$155KAll 616 counties$205K

What the data shows

Bpl Mortgage, LLC made the most investment cash-out refinances in Baltimore city, MD, 169 of them.

Rf Renovo Management Company, LLC approved the highest share of applications among lenders with at least 20 decisions here, 100% of 58.

Approval rate of all 28 lenders with 20+ decisions here
0%25%50%75%100%Amerisave Mortgage Corporation: 25% approved of 40Lendingone, LLC: 32% approved of 97Hometown Equity Mortgage, LLC: 34% approved of 58Carrington Mortgage Services, LLC: 38% approved of 29Nationstar Mortgage LLC: 38% approved of 21Ice Lender Holdings LLC: 40% approved of 25State Employees Credit Union of Maryland, Incorporated: 51% approved of 45Newrez LLC: 52% approved of 62American Financial Network, Inc.: 53% approved of 32Homexpress Mortgage Corp.: 58% approved of 130Cv3 Financial Services, LLC: 60% approved of 25United Wholesale Mortgage, LLC: 60% approved of 280Abl Rpc Residential Credit Acquisition LLC: 64% approved of 33Champions Funding, LLC: 65% approved of 20Rocket Mortgage, LLC: 71% approved of 56Angel Oak Mortgage Solutions LLC: 74% approved of 23Ocmbc, Inc.: 75% approved of 172Bpl Mortgage, LLC: 83% approved of 235Lima One Capital, LLC: 85% approved of 74Loan Funder LLC: 86% approved of 174Crosscountry Mortgage, LLC: 86% approved of 21American Heritage Lending, LLC: 86% approved of 134Citadel Servicing Corporation: 92% approved of 117Constructive Loans, LLC: 95% approved of 21Velocity Commercial Capital, LLC: 97% approved of 98Dominion Financial Services, LLC: 100% approved of 238Rf Renovo Management Company, LLC: 100% approved of 58Flexpoint, Inc.: 100% approved of 21

Each dot is one lender, placed at its approval rate. Hover for the name and sample size.

Investment property cash-out lenders in Baltimore city

LenderApprovalApprovedTaken upTypical loanLoans made
1United Wholesale Mortgage, LLCBroker only60%169 / 28099%$155K168
2Dominion Financial Services, LLCBroker only100%238 / 23852%$165K124
3Bpl Mortgage, LLC83%195 / 23587%$145K169
4Loan Funder LLC86%149 / 17493%$165K139
5Ocmbc, Inc.Broker only75%129 / 17271%$165K91

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals the borrower accepted. Lenders with fewer than 20 decisions are marked as a limited sample and are never used for a “highest approval” claim. How these numbers are built.

Fat Boy found 188 more lenders.

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You are seeing the 5 largest investment cash-out refinance lenders in Baltimore city. Unlock every lender who decided one of these loans here, what they approved, how much borrowers actually took, and how far the nearest office is.

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