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refinance lenders · HMDA 2023–2025

Refinance lenders in Baltimore city, Maryland

Fat Boy Data analyzed mortgage refinance activity in Baltimore city, Maryland to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 2,629 applications were decided by 224 lenders between 2023 and 2025.

Baltimore city at a glance

224Active lenders23 with 20+ decisions
68.4%Market approval rate1,798 of 2,629 decided
$235KTypical loanmedian lender, $10K brackets
90%Borrower take-up1,622 loans funded

How Baltimore city compares

Approval rate compared
Baltimore city68.4%Maryland76.1%All 616 counties76.5%
Typical loan compared
Baltimore city$235KMaryland$405KAll 616 counties$295K

What the data shows

Manufacturers and Traders Trust Company made the most mortgage refinances in Baltimore city, MD, 139 of them.

Das Acquisition Company, LLC approved the highest share of applications among lenders with at least 20 decisions here, 100% of 20.

Lenders approved 68.4% of mortgage refinance applications in Baltimore city, MD, 7.8 percentage points below the Maryland rate of 76.1%.

The typical mortgage refinance here is $235K, 42% smaller than the Maryland typical of $405K.

Approval rate of all 23 lenders with 20+ decisions here
0%25%50%75%100%State Employees Credit Union of Maryland, Incorporated: 22% approved of 60Lakeview Loan Servicing, LLC: 23% approved of 57Navy Federal Credit Union: 46% approved of 24Bank of America, National Association: 47% approved of 101Citizens Bank, National Association: 48% approved of 21Truist Bank: 53% approved of 73First National Bank of Pennsylvania: 54% approved of 65Loandepot.Com, LLC: 59% approved of 27Mortgage Research Center, LLC: 62% approved of 65Rocket Mortgage, LLC: 63% approved of 199Newrez LLC: 64% approved of 77Manufacturers and Traders Trust Company: 65% approved of 237PNC Bank, National Association: 66% approved of 116Mutual of Omaha Mortgage, Inc.: 68% approved of 25Wells Fargo Bank, National Association: 76% approved of 55United Wholesale Mortgage, LLC: 79% approved of 200JPMorgan Chase Bank, National Association: 79% approved of 24Pennymac Loan Services, LLC: 80% approved of 106Nationstar Mortgage LLC: 83% approved of 23Village Capital & Investment LLC: 85% approved of 65Freedom Mortgage Corporation: 94% approved of 143First Home Mortgage Corporation: 96% approved of 24Das Acquisition Company, LLC: 100% approved of 20

Each dot is one lender, placed at its approval rate. Hover for the name and sample size.

Refinance lenders in Baltimore city

LenderApprovalApprovedTaken upTypical loanLoans made
1Manufacturers and Traders Trust Company65%153 / 23791%$85K139
2United Wholesale Mortgage, LLCBroker only79%158 / 20089%$275K141
3Rocket Mortgage, LLC63%125 / 19994%$235K118
4Freedom Mortgage Corporation94%134 / 14374%$295K99
5PNC Bank, National Association66%76 / 11693%$105K71

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals the borrower accepted. Lenders with fewer than 20 decisions are marked as a limited sample and are never used for a “highest approval” claim. How these numbers are built.

Fat Boy found 219 more lenders.

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You are seeing the 5 largest mortgage refinance lenders in Baltimore city. Unlock every lender who decided one of these loans here, what they approved, how much borrowers actually took, and how far the nearest office is.

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