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investment property refinance lenders · HMDA 2023–2025

Investment property refinance lenders in Montgomery County, Maryland

Fat Boy Data analyzed investment property refinance activity in Montgomery County, Maryland to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 367 applications were decided by 129 lenders between 2023 and 2025.

Montgomery County at a glance

129Active lenders0 with 20+ decisions
65.9%Market approval rate242 of 367 decided
$265KTypical loanmedian lender, $10K brackets
94%Borrower take-up228 loans funded

How Montgomery County compares

Approval rate compared
Montgomery County65.9%Maryland72.9%All 616 counties77.7%
Typical loan compared
Montgomery County$265KMaryland$165KAll 616 counties$235K

What the data shows

Fidelity Direct Mortgage, LLC made the most investment property refinances in Montgomery County, MD, 14 of them.

Lenders approved 65.9% of investment property refinance applications in Montgomery County, MD, 7.0 percentage points below the Maryland rate of 72.9%.

The typical investment property refinance here is $265K, 61% larger than the Maryland typical of $165K.

Investment property refinance lenders in Montgomery County

LenderApprovalApprovedTaken upTypical loanLoans made
1Rocket Mortgage, LLCLimited sample68%13 / 1992%$215K12
2Truist BankLimited sample57%8 / 14100%$505K8
3Fidelity Direct Mortgage, LLCLimited sample100%14 / 14100%$205K14
4United Wholesale Mortgage, LLCBroker only64%7 / 11100%$515K7
5TD Bank, National AssociationLimited sample55%6 / 11100%$125K6

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals the borrower accepted. Lenders with fewer than 20 decisions are marked as a limited sample and are never used for a “highest approval” claim. How these numbers are built.

Fat Boy found 124 more lenders.

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