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home improvement loan lenders · HMDA 2023–2025

Home improvement loan lenders in Washington County, Maryland

Fat Boy Data analyzed home improvement loan activity in Washington County, Maryland to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 1,471 applications were decided by 84 lenders between 2023 and 2025.

Washington County at a glance

84Active lenders14 with 20+ decisions
59.3%Market approval rate872 of 1,471 decided
$65KTypical loanmedian lender, $10K brackets
93%Borrower take-up815 loans funded

How Washington County compares

Approval rate compared
Washington County59.3%Maryland56.0%All 616 counties62.7%
Typical loan compared
Washington County$65KMaryland$85KAll 616 counties$75K

What the data shows

Manufacturers and Traders Trust Company made the most home improvement loans in Washington County, MD, 139 of them.

Figure Lending LLC approved the highest share of applications among lenders with at least 20 decisions here, 83% of 24.

The typical home improvement loan here is $65K, 24% smaller than the Maryland typical of $85K.

Only 1 lender here typically writes at or below $35K: Figure Lending LLC.

Approval rate of all 14 lenders with 20+ decisions here
0%25%50%75%100%State Employees Credit Union of Maryland, Incorporated: 19% approved of 31Bank of America, National Association: 25% approved of 77U.S. Bank National Association: 29% approved of 34Truist Bank: 48% approved of 188Spring Eq, LLC: 48% approved of 27PNC Bank, National Association: 56% approved of 192Citizens Bank, National Association: 60% approved of 20Manufacturers and Traders Trust Company: 64% approved of 231Navy Federal Credit Union: 70% approved of 79Orrstown Bank: 70% approved of 27Patriot Credit Union: 72% approved of 167Fulton Bank, National Association: 73% approved of 94Figure Lending LLC: 83% approved of 24Coastal Community Bank: 100% approved of 24

Each dot is one lender, placed at its approval rate. Hover for the name and sample size.

Home improvement loan lenders in Washington County

LenderApprovalApprovedTaken upTypical loanLoans made
1Manufacturers and Traders Trust Company64%147 / 23195%$65K139
2PNC Bank, National Association56%108 / 19298%$75K106
3Truist Bank48%90 / 18891%$95K82
4Patriot Credit Union72%120 / 16797%$55K116
5Fulton Bank, National Association73%69 / 9496%$55K66

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals the borrower accepted. Lenders with fewer than 20 decisions are marked as a limited sample and are never used for a “highest approval” claim. How these numbers are built.

Fat Boy found 79 more lenders.

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You are seeing the 5 largest home improvement loan lenders in Washington County. Unlock every lender who decided one of these loans here, what they approved, how much borrowers actually took, and how far the nearest office is.

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