HomeMassachusettsHampden CountyCash-out refinance
cash-out refinance lenders · HMDA 2023–2025

Cash-out refinance lenders in Hampden County, Massachusetts

Fat Boy Data analyzed cash-out refinance activity in Hampden County, Massachusetts to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 4,091 applications were decided by 170 lenders between 2023 and 2025.

Hampden County at a glance

170Active lenders37 with 20+ decisions
68.6%Market approval rate2,806 of 4,091 decided
$165KTypical loanmedian lender, $10K brackets
95%Borrower take-up2,664 loans funded

How Hampden County compares

Approval rate compared
Hampden County68.6%Massachusetts71.0%All 616 counties68.2%
Typical loan compared
Hampden County$165KMassachusetts$175KAll 616 counties$155K

What the data shows

Rocket Mortgage, LLC made the most cash-out refinances in Hampden County, MA, 688 of them.

That is 26% of every cash-out refinance originated here, so this market is unusually concentrated in one lender.

Reliance First Capital, LLC approved the highest share of applications among lenders with at least 20 decisions here, 100% of 23.

Approval rate of all 37 lenders with 20+ decisions here
0%25%50%75%100%Mortgage Research Center, LLC: 21% approved of 75Amerisave Mortgage Corporation: 27% approved of 302Lakeview Loan Servicing, LLC: 32% approved of 63Wells Fargo Bank, National Association: 38% approved of 32Village Capital & Investment LLC: 38% approved of 21American Financing Corporation: 41% approved of 22Newrez LLC: 46% approved of 188New American Funding, LLC: 49% approved of 69KeyBank National Association: 54% approved of 28Cmg Mortgage, Inc.: 57% approved of 21Mutual of Omaha Mortgage, Inc.: 61% approved of 69Loandepot.Com, LLC: 64% approved of 193Freedom Mortgage Corporation: 64% approved of 131Navy Federal Credit Union: 67% approved of 21Pennymac Loan Services, LLC: 69% approved of 116Fairway Independent Mortgage Corporation: 72% approved of 29ARRHA Credit Union: 73% approved of 59Freedom Credit Union: 73% approved of 152Citizens Bank, National Association: 74% approved of 46Nationstar Mortgage LLC: 75% approved of 96Holyoke Credit Union: 75% approved of 61Luso Federal Credit Union: 76% approved of 25The Federal Savings Bank: 77% approved of 35United Wholesale Mortgage, LLC: 78% approved of 131Rocket Mortgage, LLC: 80% approved of 891Country Bank for Savings: 81% approved of 26GoodLeap, LLC: 82% approved of 33Greater Springfield Credit Union: 85% approved of 286Manufacturers and Traders Trust Company: 86% approved of 22JPMorgan Chase Bank, National Association: 86% approved of 22Polish N.A.tional Credit Union: 87% approved of 146Crosscountry Mortgage, LLC: 91% approved of 22Monson Savings Bank: 91% approved of 34360 Federal Credit Union: 92% approved of 26Movement Mortgage, LLC: 95% approved of 42Reliance First Capital, LLC: 100% approved of 23American Financial Network, Inc.: 100% approved of 22

Each dot is one lender, placed at its approval rate. Hover for the name and sample size.

Cash-out refinance lenders in Hampden County

LenderApprovalApprovedTaken upTypical loanLoans made
1Rocket Mortgage, LLC80%716 / 89196%$165K688
2Amerisave Mortgage Corporation27%81 / 30295%$145K77
3Greater Springfield Credit Union85%244 / 28694%$55K230
4Loandepot.Com, LLC64%123 / 19398%$205K120
5Newrez LLC46%86 / 18899%$105K85

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals the borrower accepted. Lenders with fewer than 20 decisions are marked as a limited sample and are never used for a “highest approval” claim. How these numbers are built.

Fat Boy found 165 more lenders.

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You are seeing the 5 largest cash-out refinance lenders in Hampden County. Unlock every lender who decided one of these loans here, what they approved, how much borrowers actually took, and how far the nearest office is.

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