Investment property cash-out lenders in Bay County, Michigan
Fat Boy Data analyzed investment cash-out refinance activity in Bay County, Michigan to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 77 applications were decided by 38 lenders between 2023 and 2025.
Bay County at a glance
How Bay County compares
What the data shows
Frankenmuth Credit Union made the most investment cash-out refinances in Bay County, MI, 6 of them.
Investment property cash-out lenders in Bay County
| Lender | Approval | Approved | Taken up | Typical loan | Loans made | |
|---|---|---|---|---|---|---|
| 1 | Frankenmuth Credit UnionLimited sample | 86% | 6 / 7 | 100% | $125K | 6 |
| 2 | Jolt Credit UnionLimited sample | 14% | 1 / 7 | 100% | $45K | 1 |
| 3 | Velocity Commercial Capital, LLCLimited sample | 100% | 6 / 6 | 100% | $105K | 6 |
| 4 | United Wholesale Mortgage, LLCBroker only | 100% | 5 / 5 | 100% | $75K | 5 |
| 5 | Wildfire Credit UnionLimited sample | 100% | 4 / 4 | 100% | $35K | 4 |
Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals the borrower accepted. Lenders with fewer than 20 decisions are marked as a limited sample and are never used for a “highest approval” claim. How these numbers are built.
Fat Boy found 33 more lenders.
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You are seeing the 5 largest investment cash-out refinance lenders in Bay County. Unlock every lender who decided one of these loans here, what they approved, how much borrowers actually took, and how far the nearest office is.
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