Investment property lenders in Bay County, Michigan
Fat Boy Data analyzed investment property mortgage activity in Bay County, Michigan to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 249 applications were decided by 79 lenders between 2023 and 2025.
Bay County at a glance
How Bay County compares
What the data shows
Frankenmuth Credit Union made the most investment property mortgages in Bay County, MI, 19 of them.
The typical investment property mortgage here is $95K, 30% smaller than the Michigan typical of $135K.
Investment property lenders in Bay County
| Lender | Approval | Approved | Taken up | Typical loan | Loans made | |
|---|---|---|---|---|---|---|
| 1 | United Wholesale Mortgage, LLCBroker only | 80% | 20 / 25 | 100% | $95K | 20 |
| 2 | Frankenmuth Credit UnionLimited sample | 100% | 19 / 19 | 100% | $75K | 19 |
| 3 | Kiavi Funding, Inc.Limited sample | 93% | 14 / 15 | 100% | $95K | 14 |
| 4 | 1St State Financial, Ltd.Limited sample | 86% | 12 / 14 | 100% | $95K | 12 |
| 5 | Staunton Financial, Inc.Limited sample | 92% | 11 / 12 | 100% | $85K | 11 |
Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals the borrower accepted. Lenders with fewer than 20 decisions are marked as a limited sample and are never used for a “highest approval” claim. How these numbers are built.
Fat Boy found 74 more lenders.
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You are seeing the 5 largest investment property mortgage lenders in Bay County. Unlock every lender who decided one of these loans here, what they approved, how much borrowers actually took, and how far the nearest office is.
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