HomeMichiganEaton CountyHome improvement loans
home improvement loan lenders · HMDA 2023–2025

Home improvement loan lenders in Eaton County, Michigan

Fat Boy Data analyzed home improvement loan activity in Eaton County, Michigan to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 1,013 applications were decided by 78 lenders between 2023 and 2025.

Eaton County at a glance

78Active lenders11 with 20+ decisions
71.7%Market approval rate726 of 1,013 decided
$55KTypical loanmedian lender, $10K brackets
93%Borrower take-up674 loans funded

How Eaton County compares

Approval rate compared
Eaton County71.7%Michigan67.0%All 616 counties62.7%
Typical loan compared
Eaton County$55KMichigan$55KAll 616 counties$75K

What the data shows

MICHIGAN STATE UNIVERSITY Federal Credit Union made the most home improvement loans in Eaton County, MI, 147 of them.

LAFCU Credit Union approved the highest share of applications among lenders with at least 20 decisions here, 92% of 91.

Only 1 lender here typically writes at or below $35K: LAFCU Credit Union.

Approval rate of all 11 lenders with 20+ decisions here
0%25%50%75%100%Bank of America, National Association: 32% approved of 22Discover Bank: 40% approved of 20The Huntington National Bank: 44% approved of 75Lake Trust Credit Union: 53% approved of 98Independent Bank: 63% approved of 57PNC Bank, National Association: 63% approved of 60Fifth Third Bank, National Association: 64% approved of 76Dfcu Financial: 84% approved of 25MICHIGAN STATE UNIVERSITY Federal Credit Union: 89% approved of 182The Dart Bank: 91% approved of 32LAFCU Credit Union: 92% approved of 91

Each dot is one lender, placed at its approval rate. Hover for the name and sample size.

Home improvement loan lenders in Eaton County

LenderApprovalApprovedTaken upTypical loanLoans made
1MICHIGAN STATE UNIVERSITY Federal Credit Union89%162 / 18291%$65K147
2Lake Trust Credit Union53%52 / 98100%$45K52
3LAFCU Credit Union92%84 / 9198%$35K82
4Fifth Third Bank, National Association64%49 / 76100%$55K49
5The Huntington National Bank44%33 / 75100%$65K33

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals the borrower accepted. Lenders with fewer than 20 decisions are marked as a limited sample and are never used for a “highest approval” claim. How these numbers are built.

Fat Boy found 73 more lenders.

Free. One email unlocks the whole market.

You are seeing the 5 largest home improvement loan lenders in Eaton County. Unlock every lender who decided one of these loans here, what they approved, how much borrowers actually took, and how far the nearest office is.

  • Every lender, ranked
  • Approval and take-up rates
  • Typical loan and full range
  • Nearest office and distance
  • Branch count and how to apply
  • How reachable each lender is

We email you the unlock link and occasional updates on your market. We may share your interest with mortgage providers so they can contact you. How we use your data. Unsubscribe any time.

Other lending data for Eaton County

Nearby markets