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investment property lenders · HMDA 2023–2025

Investment property lenders in Jackson County, Michigan

Fat Boy Data analyzed investment property mortgage activity in Jackson County, Michigan to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 458 applications were decided by 129 lenders between 2023 and 2025.

Jackson County at a glance

129Active lenders3 with 20+ decisions
88.4%Market approval rate405 of 458 decided
$165KTypical loanmedian lender, $10K brackets
95%Borrower take-up384 loans funded

How Jackson County compares

Approval rate compared
Jackson County88.4%Michigan86.0%All 616 counties87.5%
Typical loan compared
Jackson County$165KMichigan$135KAll 616 counties$255K

What the data shows

County National Bank made the most investment property mortgages in Jackson County, MI, 56 of them.

The Dart Bank approved the highest share of applications among lenders with at least 20 decisions here, 96% of 23.

The typical investment property mortgage here is $165K, 22% larger than the Michigan typical of $135K.

Investment property lenders in Jackson County

LenderApprovalApprovedTaken upTypical loanLoans made
1County National Bank95%57 / 6098%$145K56
2United Wholesale Mortgage, LLCBroker only85%29 / 34100%$245K29
3The Dart Bank96%22 / 2382%$165K18
4Southern Michigan Bank & TrustLimited sample94%17 / 18100%$205K17
5Ruoff Mortgage Company, Inc.Limited sample87%13 / 1585%$95K11

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals the borrower accepted. Lenders with fewer than 20 decisions are marked as a limited sample and are never used for a “highest approval” claim. How these numbers are built.

Fat Boy found 124 more lenders.

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You are seeing the 5 largest investment property mortgage lenders in Jackson County. Unlock every lender who decided one of these loans here, what they approved, how much borrowers actually took, and how far the nearest office is.

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