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home improvement loan lenders · HMDA 2023–2025

Home improvement loan lenders in Jackson County, Michigan

Fat Boy Data analyzed home improvement loan activity in Jackson County, Michigan to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 1,738 applications were decided by 100 lenders between 2023 and 2025.

Jackson County at a glance

100Active lenders20 with 20+ decisions
67.2%Market approval rate1,168 of 1,738 decided
$45KTypical loanmedian lender, $10K brackets
95%Borrower take-up1,105 loans funded

How Jackson County compares

Approval rate compared
Jackson County67.2%Michigan67.0%All 616 counties62.7%
Typical loan compared
Jackson County$45KMichigan$55KAll 616 counties$75K

What the data shows

TRUE COMMUNITY Credit Union made the most home improvement loans in Jackson County, MI, 266 of them.

The Dart Bank approved the highest share of applications among lenders with at least 20 decisions here, 95% of 22.

The typical home improvement loan here is $45K, 18% smaller than the Michigan typical of $55K.

Only 1 lender here typically writes at or below $35K: Flagstar Bank, National Association.

Approval rate of all 20 lenders with 20+ decisions here
0%25%50%75%100%Discover Bank: 9% approved of 34Bank of America, National Association: 31% approved of 39Citizens Bank, National Association: 41% approved of 22Flagstar Bank, National Association: 45% approved of 116Comerica Bank: 48% approved of 93The Huntington National Bank: 51% approved of 228PNC Bank, National Association: 53% approved of 55Old National Bank: 55% approved of 31Fifth Third Bank, National Association: 61% approved of 72Figure Lending LLC: 76% approved of 29Independent Bank: 80% approved of 25Community Choice: 82% approved of 103University of Michigan Credit Union: 82% approved of 22Credit Union One: 83% approved of 24Dfcu Financial: 86% approved of 21TRUE COMMUNITY Credit Union: 86% approved of 310MICHIGAN STATE UNIVERSITY Federal Credit Union: 89% approved of 27American 1 Credit Union: 93% approved of 143The Dart Bank: 95% approved of 22Coastal Community Bank: 100% approved of 26

Each dot is one lender, placed at its approval rate. Hover for the name and sample size.

Home improvement loan lenders in Jackson County

LenderApprovalApprovedTaken upTypical loanLoans made
1TRUE COMMUNITY Credit Union86%266 / 310100%$45K266
2The Huntington National Bank51%116 / 22895%$75K110
3American 1 Credit Union93%133 / 143100%$45K133
4Flagstar Bank, National Association45%52 / 11673%$35K38
5Community Choice82%84 / 103100%$45K84

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals the borrower accepted. Lenders with fewer than 20 decisions are marked as a limited sample and are never used for a “highest approval” claim. How these numbers are built.

Fat Boy found 95 more lenders.

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You are seeing the 5 largest home improvement loan lenders in Jackson County. Unlock every lender who decided one of these loans here, what they approved, how much borrowers actually took, and how far the nearest office is.

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