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home improvement loan lenders · HMDA 2023–2025

Home improvement loan lenders in Macomb County, Michigan

Fat Boy Data analyzed home improvement loan activity in Macomb County, Michigan to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 9,527 applications were decided by 126 lenders between 2023 and 2025.

Macomb County at a glance

126Active lenders36 with 20+ decisions
63.2%Market approval rate6,020 of 9,527 decided
$55KTypical loanmedian lender, $10K brackets
93%Borrower take-up5,579 loans funded

How Macomb County compares

Approval rate compared
Macomb County63.2%Michigan67.0%All 616 counties62.7%
Typical loan compared
Macomb County$55KMichigan$55KAll 616 counties$75K

What the data shows

Michigan Schools and Government made the most home improvement loans in Macomb County, MI, 992 of them.

Vibe Credit Union approved the highest share of applications among lenders with at least 20 decisions here, 95% of 21.

Only 2 lenders here typically write at or below $35K: Christian Financial Credit Union, Michigan First Credit Union.

Approval rate of all 36 lenders with 20+ decisions here
0%25%50%75%100%U.S. Bank National Association: 23% approved of 53Discover Bank: 27% approved of 186Spring Eq, LLC: 31% approved of 126Comerica Bank: 44% approved of 418Bank of America, National Association: 45% approved of 663Independent Bank: 45% approved of 42Loandepot.Com, LLC: 50% approved of 20Lake Trust Credit Union: 52% approved of 48Navy Federal Credit Union: 52% approved of 80The Huntington National Bank: 53% approved of 1,649Michigan First Credit Union: 57% approved of 256Flagstar Bank, National Association: 57% approved of 134Fifth Third Bank, National Association: 58% approved of 376PNC Bank, National Association: 63% approved of 336Citizens Bank, National Association: 64% approved of 735The Loan Store, Inc.: 66% approved of 47Figure Lending LLC: 66% approved of 147Christian Financial Credit Union: 66% approved of 416Community Choice: 69% approved of 158Advia Credit Union: 70% approved of 60Cornerstone Community Financial Credit Union: 70% approved of 40Credit Union One: 70% approved of 632Rocket Mortgage, LLC: 72% approved of 61Public Service Credit Union: 72% approved of 29Genisys Credit Union: 76% approved of 463Dfcu Financial: 79% approved of 140ORSA credit union: 79% approved of 29Michigan Schools and Government: 80% approved of 1,259Lake Michigan Credit Union: 83% approved of 110Nationstar Mortgage LLC: 85% approved of 46JPMorgan Chase Bank, National Association: 85% approved of 40MICHIGAN STATE UNIVERSITY Federal Credit Union: 89% approved of 44Lendage, LLC: 91% approved of 23BIRMINGHAM-BLOOMFIELD Credit Union: 91% approved of 47Vibe Credit Union: 95% approved of 21Coastal Community Bank: 99% approved of 171

Each dot is one lender, placed at its approval rate. Hover for the name and sample size.

Home improvement loan lenders in Macomb County

LenderApprovalApprovedTaken upTypical loanLoans made
1The Huntington National Bank53%875 / 1,64995%$75K834
2Michigan Schools and Government80%1,012 / 1,25998%$55K992
3Citizens Bank, National Association64%470 / 73596%$85K452
4Bank of America, National Association45%298 / 66397%$65K290
5Credit Union One70%444 / 63286%$55K380

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals the borrower accepted. Lenders with fewer than 20 decisions are marked as a limited sample and are never used for a “highest approval” claim. How these numbers are built.

Fat Boy found 121 more lenders.

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You are seeing the 5 largest home improvement loan lenders in Macomb County. Unlock every lender who decided one of these loans here, what they approved, how much borrowers actually took, and how far the nearest office is.

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Other lending data for Macomb County

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Nearby markets

All lending in Macomb CountyCounty overviewHome improvement loans across MichiganStatewideOakland CountyNearby countySt. Clair CountyNearby countyWayne CountyNearby county