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home improvement loan lenders · HMDA 2023–2025

Home improvement loan lenders in Wayne County, Michigan

Fat Boy Data analyzed home improvement loan activity in Wayne County, Michigan to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 18,473 applications were decided by 163 lenders between 2023 and 2025.

Wayne County at a glance

163Active lenders57 with 20+ decisions
55.0%Market approval rate10,161 of 18,473 decided
$55KTypical loanmedian lender, $10K brackets
88%Borrower take-up8,967 loans funded

How Wayne County compares

Approval rate compared
Wayne County55.0%Michigan67.0%All 616 counties62.7%
Typical loan compared
Wayne County$55KMichigan$55KAll 616 counties$75K

What the data shows

Dfcu Financial made the most home improvement loans in Wayne County, MI, 1,190 of them.

MICHIGAN COLUMBUS Federal Credit Union approved the highest share of applications among lenders with at least 20 decisions here, 100% of 29.

Lenders approved 55.0% of home improvement loan applications in Wayne County, MI, 12.0 percentage points below the Michigan rate of 67.0%.

Only 2 lenders here typically write at or below $35K: Michigan First Credit Union, Parkside Credit Union.

Approval rate of all 57 lenders with 20+ decisions here
0%25%50%75%100%Discover Bank: 17% approved of 422Bank of America, National Association: 25% approved of 1,233U.S. Bank National Association: 27% approved of 128Comerica Bank: 33% approved of 857Spring Eq, LLC: 33% approved of 156Pentagon Federal Credit Union: 34% approved of 47Navy Federal Credit Union: 35% approved of 243Fourleaf: 38% approved of 24The Huntington National Bank: 38% approved of 2,004Cornerstone Community Financial Credit Union: 38% approved of 21Alliant Credit Union: 38% approved of 26Security Credit Union: 40% approved of 35Mutual of Omaha Mortgage, Inc.: 40% approved of 25Flagstar Bank, National Association: 41% approved of 204Michigan First Credit Union: 42% approved of 1,062New American Funding, LLC: 43% approved of 42Loandepot.Com, LLC: 43% approved of 28Third Federal Savings And Loan Association Of Cleveland: 43% approved of 46Lake Trust Credit Union: 44% approved of 80Fifth Third Bank, National Association: 46% approved of 660PNC Bank, National Association: 50% approved of 695Crosscountry Mortgage, LLC: 50% approved of 20First Merchants Bank: 51% approved of 91Citizens Bank, National Association: 51% approved of 1,904Christian Financial Credit Union: 52% approved of 100Diversified Members: 53% approved of 108TRUE COMMUNITY Credit Union: 56% approved of 75Guaranteed Rate, Inc.: 56% approved of 25Credit Union One: 58% approved of 794Advia Credit Union: 58% approved of 151Figure Lending LLC: 61% approved of 285LOC Credit Union: 64% approved of 178Michigan Schools and Government: 65% approved of 268Community Choice: 65% approved of 491Independent Bank: 66% approved of 70Public Service Credit Union: 67% approved of 517Genisys Credit Union: 67% approved of 213Rocket Mortgage, LLC: 68% approved of 263JPMorgan Chase Bank, National Association: 73% approved of 115MICHIGAN STATE UNIVERSITY Federal Credit Union: 74% approved of 50Michigan Legacy Credit Union: 76% approved of 37Zeal Credit Union: 77% approved of 511The Loan Store, Inc.: 77% approved of 62Nationstar Mortgage LLC: 78% approved of 68Dfcu Financial: 80% approved of 1,867Parkside Credit Union: 81% approved of 27Lake Michigan Credit Union: 82% approved of 185Vibe Credit Union: 84% approved of 61ORSA credit union: 86% approved of 519Wings Financial Credit Union: 86% approved of 66Lendage, LLC: 88% approved of 41Michigan Educational: 90% approved of 115University of Michigan Credit Union: 92% approved of 131EastRise Federal Credit Union: 93% approved of 27Coastal Community Bank: 97% approved of 341ADVANTAGE ONE Credit Union: 99% approved of 228MICHIGAN COLUMBUS Federal Credit Union: 100% approved of 29

Each dot is one lender, placed at its approval rate. Hover for the name and sample size.

Home improvement loan lenders in Wayne County

LenderApprovalApprovedTaken upTypical loanLoans made
1The Huntington National Bank38%756 / 2,00494%$75K712
2Citizens Bank, National Association51%975 / 1,90495%$85K922
3Dfcu Financial80%1,488 / 1,86780%$65K1,190
4Bank of America, National Association25%312 / 1,23398%$55K307
5Michigan First Credit Union42%446 / 1,06285%$35K378

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals the borrower accepted. Lenders with fewer than 20 decisions are marked as a limited sample and are never used for a “highest approval” claim. How these numbers are built.

Fat Boy found 158 more lenders.

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Other lending data for Wayne County

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Nearby markets

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