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investment property lenders · HMDA 2023–2025

Investment property lenders in Wayne County, Michigan

Fat Boy Data analyzed investment property mortgage activity in Wayne County, Michigan to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 7,601 applications were decided by 305 lenders between 2023 and 2025.

Wayne County at a glance

305Active lenders56 with 20+ decisions
82.2%Market approval rate6,250 of 7,601 decided
$105KTypical loanmedian lender, $10K brackets
94%Borrower take-up5,894 loans funded

How Wayne County compares

Approval rate compared
Wayne County82.2%Michigan86.0%All 616 counties87.5%
Typical loan compared
Wayne County$105KMichigan$135KAll 616 counties$255K

What the data shows

Kiavi Funding, Inc. made the most investment property mortgages in Wayne County, MI, 933 of them.

Velocity Commercial Capital, LLC approved the highest share of applications among lenders with at least 20 decisions here, 100% of 65.

The typical investment property mortgage here is $105K, 22% smaller than the Michigan typical of $135K.

Approval rate of all 56 lenders with 20+ decisions here
0%25%50%75%100%Lendingone, LLC: 19% approved of 216Rpe Home Inc.: 40% approved of 73Navy Federal Credit Union: 43% approved of 49Fifth Third Bank, National Association: 43% approved of 21Homexpress Mortgage Corp.: 43% approved of 23U.S. Bank National Association: 46% approved of 26Temple View Capital Funding, Lp: 58% approved of 24Citizens Bank, National Association: 59% approved of 54Bank of America, National Association: 59% approved of 27Kind Lending, LLC: 64% approved of 45Loan Funder LLC: 70% approved of 36821St Mortgage Corporation: 72% approved of 50Michigan First Credit Union: 72% approved of 25Ocmbc, Inc.: 72% approved of 29American Heritage Lending, LLC: 74% approved of 47Nexera Holding LLC: 75% approved of 20Deephaven Mortgage LLC: 78% approved of 27JPMorgan Chase Bank, National Association: 81% approved of 134Cv3 Financial Services, LLC: 84% approved of 143The Huntington National Bank: 85% approved of 101Flagstar Bank, National Association: 85% approved of 156United Wholesale Mortgage, LLC: 86% approved of 1,656Pennymac Loan Services, LLC: 86% approved of 28First State Bank: 86% approved of 21Bpl Mortgage, LLC: 86% approved of 382Kiavi Funding, Inc.: 86% approved of 1,121Michigan Mutual, Inc.: 86% approved of 44Michigan Schools and Government: 87% approved of 30Rocket Mortgage, LLC: 87% approved of 414Newrez LLC: 88% approved of 64Staunton Financial, Inc.: 88% approved of 67Lima One Capital, LLC: 88% approved of 101First Merchants Bank: 88% approved of 60Uif Corporation: 89% approved of 28Northpointe Bank: 90% approved of 29Union Home Mortgage Corp.: 90% approved of 30Independent Bank: 91% approved of 55The Loan Store, Inc.: 92% approved of 131Lake Michigan Credit Union: 93% approved of 56Mortgage 1 Incorporated: 94% approved of 47Amwest Funding Corp.: 95% approved of 58Cmg Mortgage, Inc.: 96% approved of 28Crosscountry Mortgage, LLC: 97% approved of 60Primelending, A Plainscapital Company: 97% approved of 60Dfcu Financial: 97% approved of 34Guaranteed Rate, Inc.: 98% approved of 57Dominion Financial Services, LLC: 100% approved of 78Velocity Commercial Capital, LLC: 100% approved of 65Highlands Residential Mortgage, Ltd.: 100% approved of 26Constructive Loans, LLC: 100% approved of 25Movement Mortgage, LLC: 100% approved of 23Merchants Mortgage & Trust Corporation, LLC: 100% approved of 23Gold Star Mortgage Financial Group, Corporation: 100% approved of 21First Federal Savings And Loan Association Of Lakewood: 100% approved of 21Plains Commerce Bank: 100% approved of 20Rf Renovo Management Company, LLC: 100% approved of 20

Each dot is one lender, placed at its approval rate. Hover for the name and sample size.

Investment property lenders in Wayne County

LenderApprovalApprovedTaken upTypical loanLoans made
1United Wholesale Mortgage, LLCBroker only86%1,416 / 1,65698%$95K1,390
2Kiavi Funding, Inc.86%968 / 1,12196%$135K933
3Rocket Mortgage, LLC87%362 / 41498%$125K354
4Bpl Mortgage, LLC86%328 / 38282%$75K269
5Loan Funder LLC70%258 / 36892%$105K237

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals the borrower accepted. Lenders with fewer than 20 decisions are marked as a limited sample and are never used for a “highest approval” claim. How these numbers are built.

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Other lending data for Wayne County

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Nearby markets

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