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mortgage lenders · HMDA 2023–2025

Mortgage lenders in Michigan

Fat Boy Data analyzed home purchase mortgage activity in Michigan to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 281,528 applications were decided by 810 lenders between 2023 and 2025.

Michigan at a glance

810Active lenders345 with 20+ decisions
84.6%Market approval rate238,105 of 281,528 decided
$235KTypical loanmedian lender, $10K brackets
95%Borrower take-up226,656 loans funded

How Michigan compares

Approval rate compared
Michigan84.6%All 616 counties87.6%
Typical loan compared
Michigan$235KAll 616 counties$335K

What the data shows

Rocket Mortgage, LLC made the most home purchase mortgages in Michigan, 19,149 of them.

Churchill Mortgage Corporation approved the highest share of applications among lenders with at least 20 decisions here, 99% of 932.

The typical home purchase mortgage here is $235K, 30% smaller than the the United States typical of $335K.

Approval rate of all 60 lenders with 20+ decisions here
0%25%50%75%100%Tammac Holdings Corporation: 20% approved of 1,24221St Mortgage Corporation: 34% approved of 12,964GREENSTATE Credit Union: 45% approved of 2,466Zippy Loans, LLC: 45% approved of 1,441Triad Financial Services, Inc.: 46% approved of 17,649Flagstar Bank, National Association: 72% approved of 7,329Citizens Bank, National Association: 77% approved of 1,450Bank of America, National Association: 78% approved of 2,508Navy Federal Credit Union: 81% approved of 1,161Plaza Home Mortgage, Inc.: 81% approved of 1,044Pennymac Loan Services, LLC: 85% approved of 945PNC Bank, National Association: 85% approved of 1,368Michigan First Credit Union: 86% approved of 1,914Neighborhood Loans, Inc.: 86% approved of 2,801Fifth Third Bank, National Association: 86% approved of 3,151Mortgage Research Center, LLC: 88% approved of 3,616The Huntington National Bank: 88% approved of 5,836Rocket Mortgage, LLC: 88% approved of 21,970Genisys Credit Union: 88% approved of 1,837JPMorgan Chase Bank, National Association: 88% approved of 4,437Newrez LLC: 89% approved of 1,666Honor Credit Union: 91% approved of 990New American Funding, LLC: 91% approved of 996Mercantile Bank: 91% approved of 1,784United Wholesale Mortgage, LLC: 91% approved of 33,463Pulte Mortgage LLC: 92% approved of 1,168Michigan Mutual, Inc.: 93% approved of 2,401American Financial Network, Inc.: 93% approved of 1,186United Federal Credit Union: 93% approved of 1,020First State Bank: 93% approved of 2,239Michigan Schools and Government: 94% approved of 2,182Everett Financial, Inc.: 94% approved of 1,074The Loan Store, Inc.: 94% approved of 1,298Independent Bank: 94% approved of 2,932Old National Bank: 94% approved of 1,426Mortgage Center L.C.: 95% approved of 2,182Ruoff Mortgage Company, Inc.: 96% approved of 1,379Guaranteed Rate, Inc.: 96% approved of 2,568First Community Mortgage, Inc.: 96% approved of 1,623First Merchants Bank: 96% approved of 3,163Staunton Financial, Inc.: 96% approved of 4,858The Dart Bank: 97% approved of 3,471Gold Star Mortgage Financial Group, Corporation: 97% approved of 2,914Ross Mortgage Corporation: 97% approved of 1,497Union Home Mortgage Corp.: 97% approved of 5,628Lake Michigan Credit Union: 97% approved of 15,713Dfcu Financial: 97% approved of 1,732Preston Home Loans Inc: 97% approved of 2,040Superior National Bank: 97% approved of 1,180MICHIGAN STATE UNIVERSITY Federal Credit Union: 97% approved of 1,859Success Mortgage Partners, Inc.: 98% approved of 2,162Mortgage 1 Incorporated: 98% approved of 7,258Guild Mortgage Company LLC: 98% approved of 993Crosscountry Mortgage, LLC: 98% approved of 4,088The Mortgage Link, Inc.: 98% approved of 1,095University Bank: 98% approved of 955Mortgage300 Corporation: 98% approved of 1,203Consumers Credit Union: 99% approved of 2,555Northern Mortgage Services, LLC: 99% approved of 992Churchill Mortgage Corporation: 99% approved of 932

Each dot is one lender, placed at its approval rate. Hover for the name and sample size.

Mortgage lenders in Michigan

LenderApprovalApprovedTaken upTypical loanLoans made
1United Wholesale Mortgage, LLCBroker only91%30,497 / 33,46399%$235K30,202
2Rocket Mortgage, LLC88%19,317 / 21,97099%$235K19,149
3Triad Financial Services, Inc.46%8,148 / 17,64942%$55K3,383
4Lake Michigan Credit Union97%15,223 / 15,71399%$285K15,014
521St Mortgage Corporation34%4,398 / 12,96497%$55K4,277

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals the borrower accepted. Lenders with fewer than 20 decisions are marked as a limited sample and are never used for a “highest approval” claim. How these numbers are built.

Fat Boy found 805 more lenders.

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Counties in Michigan

Wayne CountyCountyOakland CountyCountyMacomb CountyCountyKent CountyCountyGenesee CountyCountyWashtenaw CountyCountyOttawa CountyCountyIngham CountyCountyKalamazoo CountyCountyLivingston CountyCountySaginaw CountyCountyMuskegon CountyCounty